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After debating for months and researching I found Trupanion to be one of the insurance companies that covered the most. I have two olde english bulldogs and in less than a year of having coverage they have paid almost 2k for claims. My small pup choked on a bone and had to be rushed to the emergency room and now my older pup has a partial cruciate ligament tear and over the 3 doctors we have been to they have covered what they state in the policy. The only downfall I see is the fact that they don't cover chiropractic and alternative care. Before we had answers as to our dogs leg issue our regular vet did laser treatment to reduce his swelling and it was not covered under the policy. it would be nice to have that as an endorsement even if it required additional premium. But, for the most part I have been so grateful for having them as my insurer for my pups!

I know sometimes reading these reviews you wonder is this a real person...well I am. I insured my kitty Jezebel with Trupanion in January 2010. In June 2010 she was diagnosed with vaccine related fibrosarcome cancer (very large tumor on her right hip). Trupanion has paid over $15,000 to date for Jezebel's surgery, chemotherapy, radiation treatments and checkups. She finished treatment in October and is doing so great. I faxed my claim to Theresa (my claims rep) on Monday and had a check in the mail by Saturday. Trupanion is the BEST ever! Jezebel thinks so too.

After faxing the claims in, I received an email for each claim submited, verifying that they had received it. Everytime a different step was completed, I received another email to let me know how the process was foing. A Trupanion representative (Heather) called me with any questions, she was very polite and professional, and then when everything was all finalized she called again to let me know how I would be receiving my payments and what the last part of the proces was/what to expect. For someone who has never used pet insurance, with Trupanion, I was never left in the dark.

I HAVE 2 DOGS BUT ONE OF MY DOGS HAD A VERY SEVERE DENTAL ISSUE , THAT WAS 2 3000.00 BILLS THAT THE PET PARTNERS TOOKCAR OF LESS THE 20%. JUST FAX THEY SEND YOU A REPPLY BY MAIL AND A CHECK IN 2 WEEKS. IF THEIR IS A ISSUE JUST TELL THEM AND THEY WILL RECHECK THE DISPUTS I HAD THEY REVISED AND PAYED. THANK GOD FOR THIS PLAN

we have a lab that is almost 1 year and we found out she had elbo dsyplasya.Trupanion was wounderful.She had to have surgury and Trupanion took care of everything.We feel very lucky that we chose Trupanion

I have two Briards insured with Trupanion. What stands out for me is Trupanion's exceptional personalized service. I have always been contacted by my claim representative promptly on making the claim, a status follow up and even more importantly very prompt resolution of the claim! I have only had best experiences with Trupanion. Such personal service is rare today. It's all about the dogs not a negotiation for coverage!

We have 16 month old dog who was just diagnosed with heartworm. Dogs under one year do not get tested for heartworm. Trupanion is claiming we didnt give our dog heartguard and we allowed this to happen. How are we to know if the dig was never tested prior to this? Therefore they are denying our claim. They have also denied us two other claims, one for Giardia and another for eating grapes. The grapes was supposedly a preexisting condition because she ingested gorilla glue a few months prior. Not 100% related. Three claims and three denials later we will switch back to our old carrier who never denied us. We left becasue nupanion was supposedly cheaper and covers 90%. They may be cheaper per month but not cheaper in the long run. Id rather pay a higher premium and have a lower reimbursement. TRUPANION IT TERRIBLE DO NOT USE THEM. Their customer service dept has not called me back either.

We signed up for Trupanion in July or August and twice have filed claims: once for an ER visit and once for a vet (sick) visit. They don't pay for well visits or the exam fees, but they do pay 90% of the sick visit procedures. My last bill was $187 and change and I just got a check for $125 and change. I like this plan a lot because we can budget for the well visits... it's the little surprises along the way that get us! It is also super-easy to use. You just give the doctor the Trupanion form and then next thing you know Trupanion is eMailing you to tell you that your claim is being processed.. and then again to tell you how much you are getting back. It is very fast (12/16 visit date, 12/23 check issue date)!

After making me jump through hoops to download their forms and take them to my Vet to fill out. this company covered NOTHING! I'm embarressed that I bothered my Vet and her staff to file any of the paperwork at all.The claims reps are company all the way and really of no help. I would never recommend this Insurence to anyone for any reason. My overall rating of this company is a big fat 0. I plan on contacting the AKC and giving them good scolding for endorsing this company to begin with.

I am delighted the way trupanion handled my claim it took about a week for confimation e mail they called a few days later I got the check over the weekend 90% coverage on Cupidos diagnostic I am so happy to have good insurance I lost my last boy to crf and hepatitis