207,035+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,035 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,187 reviews

4.9
Trupanion

58,957 reviews

4.9
Pets Best

14,600 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 07, 2020

Exorbitant premium increases during pandemic

Premium increases aren't fun, but I understand that's part of the pet insurance industry. However, an increase of 25% per month during a pandemic seems exorbitant. Really frustrated because we've never made a claim with them so far *and* they used to be more flexible regarding premium increases. In 2018, they tried to raise our rates by 25% but lowered it when I called and asked them if they could take it down. It's usually only a couple of dollars. Now it's 10+ dollars every year. The fact that they won't budge on the rate hike when so many people are struggling is really awful IMO. Used to recommend Healthy Paws to every pet owner I met but will no longer do so.

Insurer: Healthy Paws

By: MH

November 07, 2020

Exorbitant Premium Increases During Pandemic

Premium increases aren't fun, but I understand that's part of the pet insurance industry. However, an increase of 25% per month during a pandemic seems exorbitant. Really frustrated because we've never made a claim with them so far *and* they used to be more flexible regarding premium increases. In 2018, they tried to raise our rates by 25% but lowered it when I called and asked them if they could take it down. It's usually only a couple of dollars. Now it's 10+ dollars every year. The fact that they won't budge on the rate hike when so many people are struggling is really awful IMO. Used to recommend Healthy Paws to every pet owner I met but will no longer do so.

Insurer: Healthy Paws

By: Megan

Useful
November 07, 2020

Best Dog Insurance

I highly, highly recommend Healthy Paws! My small yorkie has had a luxating patella surgery, a revision surgery, acute pancreatitis, and other issues. Healthy Paws has covered 80% on all of these expenses. Healthy Paws has saved me thousands of dollars! The customer services is always superb. Thank you Healthy Paws for all that out have done for my dog.

Insurer: Healthy Paws

By: Jennifer

Useful
Verified November 07, 2020

great experience

great experience, fast processing and easy site to upload claims.

Insurer: Spot

By: Erik Galloway

Verified November 07, 2020

BANK your money instead!

I have been paying pet insurance for 10 years now and I would have been better off saving the money monthly in a bank. I recently made 2 claims and both I am having issues with. One was solved today! They did not pay for the vet call out fee (watch out for this as this is not in the exclusion of the policy, only the exam fee is) and I had to dispute this, and after a few phone calls and a visit to the vet, who made a phone call ( why could they have not called the vet), and they decided to reimburse me for the vet call out fee. I have another outstanding claim which I put in for preapproval in September (my dog’s op was in early October) and I am still waiting for a pay out. My claim, they said was denied because they did not have the final invoice from the vet!! Rather than saying, ‘your application is pending until we get the final bill.’ Needless, to say, I am not happy! My biggest regret is not saving the money- have spent about $15000 so far on pet insurance and both my claims were just over 1000$!! And I will be lucky to get half of it back!

Insurer: Trupanion Canada

By: Mary

Useful
November 07, 2020

Fast reimbursed

My dog has bad very teeth, he has been taken out 18 teeth in 3 surgeries in last few years. Trupanion pays as the insurance policy within few days, not even ask a question. Thank you Trupanion

Insurer: Trupanion

By: Oscar

Useful
November 07, 2020

Happy New Customer

I submitted my first claim with Pets Best last month. Even though it took a few weeks for them to process the claim, they kept me informed during the process and the claim was paid quickly once it was complete. I was happy with my first experience with Pets Best, and I am glad I purchased their insurance!

Insurer: Pets Best

By: Christine

November 07, 2020

Your the best insurance company and you have the best Coverage for the animals But I have found.

Your the best insurance company and you have the best Coverage for the animals, But I have found. And there is no hassle whatsoever for collecting for payment of any kind that I’ve ever had a problem with

Insurer: Trupanion Canada

By: Marie

Useful
November 07, 2020

Awesome!

Very good

Insurer: Trupanion Canada

By: Angela

Useful
November 07, 2020

One-step claim process!!

Very easy. Thank you for having a great process.

Insurer: Trupanion Canada

By: Karen

Useful

Compare top pet insurance providers plans.