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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Trupanion is wonderful!

We have a one year old Golden Doodle. When we got him, my husband and I decided to get pet insurance. After much online research and comparison shopping, we chose Trupanion with a $0 deductible and 90% coverage. It was worth the $41/month to sleep at night and not worry if something happened and we had to come up with a lot of money. Well, the worst did happen. Our puppy came down with Meningitis and had to have almost $4,000 worth of medical work done to diagnose and heal our puppy. We paid for the tests, doctor appointments and drugs and kept our fingers crossed that Trupanion would reimburse us at 90% of our costs. Upon submitting the claims, we heard from our local Trupanion rep and she informed us that we would be covered and that any other costs involved with this condition would continue to be covered in the future. We were thrilled. Trupanion has been nothing but wonderful to deal with. We are so relieved that we chose this company to insure our pet.
  • INSURER: Trupanion
  • POSTED: 01/01/2011
  • BY: Lisa
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10

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5

out of 5

Absolutely the BEST!!

I would not even consider not continuing my Embrace plan for my three Rotties. Having had experience in past years with other dogs on the VPI plan, I can say without a doubt that Embrace is the very best. - Honest, quick, compassionate and reliable. I know what I am going to get back, even before I leave the Vet's office and I am able to affordto give my pets the best care because of Embrace. Whoever started this Company had to have been a pet lover! Before I leave the Vet's office, the forms have been faxed to Embrace. The very next day, I receive a confirmation receipt from Embrace with a time frame for reimbursement. Customer service with Embrace is the best and many "Human" companies could learn a lesson in customer care from Embrace. If you're "shopping" for an insurer, stop here. You won't regret being "Embraced".
  • INSURER: Embrace
  • POSTED: 12/31/2010
  • BY: Rochelle
  • BREED: Rottweiler
  • AGE OF PET: 7 - 10

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5

out of 5

Good service

Just bought their insurance with wellness program. I am happy with the prompt service so far. I have only made wellness claims and checks have arrived promptly as promised.
  • INSURER: Embrace
  • POSTED: 12/31/2010
  • BY: Murali
  • BREED: Pug
  • AGE OF PET: 0 - 3

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5

out of 5

Love Embrace!

My now 2 year old dog recently had an injury that resulted in a couple trips to an orthopedic specialist. The first ortho doc thought it was probably a soft tissue injury and possibly related to mild hip dysplasia, the second ortho doc we went to thought it could be a back problem so they did an MRI. After we submitted all the xrays and MRI (eek!) we were so happy and relieved when Embrace covered 80% of everything. Not only did Embrace cover the xrays, MRI, and vet visits, they are now covering (at 80%) his rehab which includes acupuncture, laser therapy, underwater treadmill, etc.! I wish I could find an insurance company for myself that's as good as Embrace! I love the peace of mind knowing that I have the insurance if I need it. Embrace has fantastic customer service and I always hear back from them right away after I submit a claim. Usually only takes a little over a week to receive my refund. I also have the wellness plan that I think has paid off for the last two years (we have had Embrace since my dog was a young puppy). Highly recommend Embrace!
  • INSURER: Embrace
  • POSTED: 12/30/2010
  • BY: Bridget
  • BREED: Border Collie
  • AGE OF PET: 7 - 10

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5

out of 5

Nothing but Great!

I am in the medical insurance industry, and just wish we had the same caliber of response, attention and kindness as the claims agents at Embrace. They have been nothing but helpful and kind. When my 4 month old American Bulldog puppy had an unexpected ER visit, my claims adjuster wrote for me "to give Dex a hug for her" when is the last time your insurance company conveyed that sentiment? I couldn't be happier with Embrace!
  • INSURER: Embrace
  • POSTED: 12/30/2010
  • BY: Sharon
  • BREED: American Bulldog
  • AGE OF PET: 0 - 3

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1

out of 5

Would not Recommend

The turnaround time on claims is 3 weeks if not longer. The only reason I found out the outcome of my claim was because I called them. No one took the time to let me know my claim was denied. My vet specifically stated the cause of the claim and Embrace still insists it is not covered. The have declined more claims than they have paid. I will not be renewing my policy.
  • INSURER: Embrace
  • POSTED: 12/30/2010
  • BY: Jordan
  • BREED: Himalayan
  • AGE OF PET: 7 - 10

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4

out of 5

A Good Buy.

Our dog Bailey has had to go to the vet 3 times this year. Unfortunately, they were not for preventative care. He developed 2 ear infections and a respiratory infection. Each time we submitted claims, the process was very easy.. We had prompt aknowlegement of receipt of the claim and very fast pay out. We have broken eaven on the premiums even with out having a real serious injury. I would definitely recommend the ASPCA pet insurance.
  • INSURER: ASPCA
  • POSTED: 12/29/2010
  • BY: Bill
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

I have recommended Embrace to my vet!!

I was extremely pleased with the reimbursement we just received for our newly adopted dog,Honey, who unexpectedly developed aspiration pneumonia. My previous 2 dogs had been insured with VPI. With repeated negative experiences over the years, I had decided that with our next dog, I would research to find just the right pet insurance company; and it looks like so far my homework paid off. I even told my vet's office about our initial positive experience with Embrace!!!
  • INSURER: Embrace
  • POSTED: 12/29/2010
  • BY: Judi
  • BREED: Basset Hound
  • AGE OF PET: 7 - 10

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5

out of 5

Kelly's Plight

Kelly's story is one of the best testimonials for pet insurance.At 10pm on a May spring evening, Kelly (our black persian)started having violent seizures. We traveled 50 miles to the ER in Annapolis, Md. with Kelly having multiple seizures on the way. He was stabilized and held overnight. We were told diagnosis could be epilepsy, brain tumor, or toxoplasma to name a few; however, in order to actually know a neurosurgeon would have to look at Kelly, which entailed another 20 mile drive to Bouey, Md. In order to know for sure the neurosurgeon said Kelly required a MRI of the brain, the nearest MRI facility was located on the other side of Washington, DC, another 50 mile drive and the MRI would cost $1,900.00. With the two emergency room expenses Kelly's medical bill has been more than $3,000.00. Not once did Embrace question the expenses or the necessity and gave immediate approval for any and all tests. I am constantly touting the importance of pet insurance and to drive it home I relate Kelly's story. Kelly is responding and possibly will be able to be taken off of phenobarb soon. I have been told by various doctors that so many times other owners have had to make a very difficult and heart wrenching decision because of the expense of treatment. It breaks my heart to hear this so once again I say to Embrace, I thank you but most important of all, Kelly thanks you.
  • INSURER: Embrace
  • POSTED: 12/29/2010
  • BY: Charlotte
  • BREED: Persian
  • AGE OF PET: 7 - 10

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4

out of 5

Open and honest as well as keeping you informed

ASPCA insurance has been keeping me informed about the claims I submit including what services and supplies are covered and not covered. The turnaround for claims to payments are always sent to me and this information is very much appreciated. Thank you from our dog, Ilio, and me.Susan Carman
  • INSURER: ASPCA
  • POSTED: 12/29/2010
  • BY: Susan
  • BREED: Labrador Retriever
  • AGE OF PET: Over 11 years

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