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Great reimbursement for my dog's torn ACL. It doesn't get any better than 90% reimbursement!! Professional,fast,caring service. They have years of experience in this field and it shows! THANK YOU TRUPANION!!!!!!!!!!!!!!!!

I have 2 German Shepherds and they are both insured with Embrace. My main rerason for purchasing insurance is the peace of mind that it provides in case of a catastrophic situation where there could be a significant cost for medical care. I have had some medical issues with each of my dogs and Embrace was quick to address each and send out claim payments, generally within a couple weeks.I did quite a bit of research before I first enrolled with Embrace 5 years ago, and found them to have what I believe to be the most comprehensive and affordable coverage. I would recommend them (and have) to anyone interested in covering their pet's health.

In today's world it is unusual to find a business or company that actually lives up to what it claims to do. Embrace is one company that does! After having my "heart dog" die several years ago from complications of surgery for pancreas issues I never wanted any more dogs. It hurt too badly to lose him and besides, giving good vet care is horribly expensive. Our dog's two surgeries and ultimate care cost us thousands of dollars. Well, as you might expect, we do have another dog, in fact we have FIVE dogs, all rescues that were abandoned, about to be euthanized and were homeless. So, in light of or previous experience, I thought I would check into pet insurance. So many pet insurance companies are awful... there are loopholes, this isn't covered, that is an exception, sometimes they are hard to figure out what is covreed and what isn't, etc. I heard countless stories of people who were very unhappy with their pet insurance and ended up dropping it. Then I found Embrace. It almost sounded too good to be true but I thought we should try them. At that point the dogs had no health issues we were dealing with but I wanted the insurance "just in case." Sure enough, out of the blue one of our shelties developed a heart issue, then a possible kidney issue. We needed a vet cardiologist, special tests, echo grams, ongoing follow up care, etc. Each time, Embrace covered the cost (minus my selected deductible amount) with no haggling, no confusion. Fast, pleasant, easy.

I have a new puppy and from my older dog I learned pet insurance was a NECESSITY, not an option. After reading the reviews I went with EMBRACE and so far am VERY pleased with my choice. The process has been very easy and payments very quick. My vet (Governor Animal Clinic in San Diego, CA) deserves a mention since they have completed all of my paperwork and made the process even easier for me! I am super pleased so far and am hopefully the process will continue to be as smooth as it has been.

I had did research on pet insurance and found trupanion was the best and its on consumer reports as well. I was weary at first but when Jack hurt his leg we had to take him to dr. browns jacks vet. She did xrays and found (thank god) he just injured his leg and not his hip. She put him on medication. We sent our claim to trupanion and they paid over 2,000 dollars of it minus his deductible and they paid for all his meds till this day. Thats when I knew that trupanion was there for us. When I really realized that trupanion was there for us was on September 2nd, 2011. Jack went to dr. browns to get his nails cut. We had told her he was acting a little strange so she checked him out and within a few hours he was going down hill all of sudden he barely could walk. I was so scared thats when she told us to get him to deerfield hospital asap and she called ahead. I knew that driving to the hospital I didnt have to worry about the money. Just getting jack there and taking care of him. We got there they got us in right away and found out the bad news Jack had cancer was diagnosised with Lymphosarcoma. He had to stay in the hospital for 48 hours. I cryed all weekend not knowing what was going on. But I knew through the tears Trupanion was there so my tears were for my jackyboo and not financial. We sent in the claim for the hospital and within a week they paid over 2,000 dollars I mean come on when a pet insurance company doesnt make you wait and

I had did research on pet insurance and found trupanion was the best and its on consumer reports as well. I was weary at first but when Jack hurt his leg we had to take him to dr. browns jacks vet. She did xrays and found (thank god) he just injured his leg and not his hip. She put him on medication. We sent our claim to trupanion and they paid over 2,000 dollars of it minus his deductible and they paid for all his meds till this day. Thats when I knew that trupanion was there for us. When I really realized that trupanion was there for us was on September 2nd, 2011. Jack went to dr. browns to get his nails cut. We had told her he was acting a little strange so she checked him out and within a few hours he was going down hill all of sudden he barely could walk. I was so scared thats when she told us to get him to deerfield hospital asap and she called ahead. I knew that driving to the hospital I didnt have to worry about the money. Just getting jack there and taking care of him. We got there they got us in right away and found out the bad news Jack had cancer was diagnosised with Lymphosarcoma. He had to stay in the hospital for 48 hours. I cryed all weekend not knowing what was going on. But I knew through the tears Trupanion was there so my tears were for my jackyboo and not financial. We sent in the claim for the hospital and within a week they paid over 2,000 dollars I mean come on when a pet insurance company doesnt make you wait and

I am pleased with the customer service dept & how knowledgeable they are when it comes to the care of your loved ones

Having done a huge amount of research with the state board of insurance and on line, I was pessimistic about this company being any different from the one that I tried about ten years ago with my previous dog, but I thought I would give it a try as it is a small investment to insure my two Pembroke Corgis. I do not deprive my pets of any care and treat them like you would a family member. My pets will have the best care available regardless of who pays, so I wrote the policy on both. Reasearch shows that as many as 50% of the dogs that live past ten years of age die of cancer. My prior dog was 15 and he in fact did die of cancer. Healthy Paws did everything possible to make their claim process simple hassle free. They exceeded my expectations in having a streamline claim process to dealing with the most caring and professional people to having the reimbursement processed within two weeks of submittal. Wowl, I cannot get my health insurance on me to do that. This coverage is a must have for those of us that want to mitigate some of our financial exposure in providing medical care for our pets.

I'm happy with my pet's health insurance plan. It's the most basic plan, accident only. For the price, it is a great deal. The only thing that would make me happier would be to increase the limit amount per fee. For example, my vets exam fees are higher than what my insurance will cover, as are most vet charges (medications, treatments, etc. Since there is already a $100 deductible and insurance only covers 80% of vet bills (as a result of an accident) after the deductible is met, I feel they shouldn't set limits on charges.

We decided to enroll our dog, Gucci into the ASPCA pet insurance. He will be eight years old in September and is starting to have many issues, one of which is Diabetes. He receives insulin twice daily. Our only regret is that we didn't sign up sooner.