Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
20,691 total
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Bait and Switch once you change over.
My monthly premium is going up $70 PER MONTH and nobody has been able to tell me why. They beat my prior insurance company’s cost, only to raise it significantly higher than I had been paying. It sounds like they’re trying to punish members for using the policy. I had two claims on a multi-dog policy and my premium is nearly doubled.
Insurer: MetLife
By: Kristina
They keep raising their premium
They keep raising their premium, making the insurance useless
Insurer: Embrace
By: Alon Peled
I have always been satisfied with…
I have always been satisfied with Embrace until I got my stray 8 wk old kitten in July.We took her to our vet the day after we got her. She was wormed and given flea and tic meds! I put her on our Embrace policy with our other two cats who are 8 yrs old!She was on long enough to be covered for an accident but not for an illness. We came home from church about a month after we got her and she could not put any weight on her leg! She was absolutely fine when we went to church! Since it was Sunday, we took her to the emergency vet! $700 later it was determined she had a soft tissue injury, nothing broken! We took her home and she was fine the next day, just limping slightly! Because no one witnessed what happened to her, Embrace said it could be a pre- existing condition and refused to pay! Before that Sunday, the kitten had no problems walking, nor has she been diagnosed with any problem to her leg since! Embrace has always been great with paying our other claims, but this one seriously fell through the cracks!!
Insurer: Embrace
By: customer
Excellent service
Excellent service. Very knowledgeable of Washington state insurance. We got better insurance for half the cost.
Insurer: Prudent Pet
By: rllyerlagmail.com
Remove financial stress 😩
I've had an extremely hard time with my cat's health in January...Spot covered all his bills in a reliable way that saved me what could have been enormous financial stress. I will remain a Spot customer for every future pet. I'm extremely greatful.
Insurer: Spot
By: David Ansaldi
I’ve been with Healthy Paws since 2017…
I’ve been with Healthy Paws since 2017 and insured my dog continuously for years. During that time, I submitted only a handful of very small claims — none of which ever exceeded my annual deductible. For most of the policy’s life, Healthy Paws essentially collected premiums without paying anything out. Recently, my dog had a legitimate health issue for the first time that actually resulted in a payout. Coverage worked as expected, which I appreciated. However, almost immediately after this first meaningful claim, my premium increased significantly (>230%). The timing makes it difficult not to feel like premiums stay reasonable only as long as you don’t use the insurance — and once you do, pricing adjusts sharply regardless of your long-term history or prior low utilization. I understand that pet insurance is risk-based and premiums can increase over time, but after nearly a decade of loyalty and minimal claims, the increase felt disproportionate and discouraging. It undermines the trust you build by paying consistently for years in case you ever actually need coverage. Advice to others considering Healthy Paws: Healthy Paws does pay claims, but be prepared for substantial premium increases once you file one that matters — even if you’ve been a low-risk, long-term customer. If you’re evaluating providers, look closely at how they handle premium adjustments after claims, not just initial pricing.
Insurer: Healthy Paws
By: Justin
it was very easy to use
it was very easy to use. Just submitted my vet receipt and I ended up getting more than I thought I would.
Insurer: MetLife
By: customer
Love trupanion !!!
Love trupanion !!!! Best insurance by far ! Pays super fast either directly to the doctor or to us ! And customer service is amazing !!!
Insurer: Trupanion
By: Edina Gallovits
Excellent enrollment process and claims processing
Your enrollment instructions were clear and concise which is very helpful for us older dog owners. Your cost for insurance on our Cashew dog was in line with what we wanted to spend and the whole process of enrollment went smoothly. We have already filed a claim and it was processed quickly and much appreciated.
Insurer: Fetch
By: JENNIFER METTE
Great pet insurance plan
Definitely very happy with plan and timely repayments
Insurer: MetLife
By: JUDITH MACGREGOR