Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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DO NOT PURCHASE
If I could give Embrace a 0 I would! Genuinely don't even bother getting pet insurance at all. After submitting almost $1,000 of vet bills, Embrace reimbursed $0 of it. Mind you, this was after months and months of trying to get them to even review the claims. They claimed that our cat had a preexisting condition (a fully healed Upper Respiratory Infection she had while she was in the shelter) even though the vet literally stated in the first appointment that this was NOT the issue, and even after spending hours on the phone with them, Embrace only conceded to reimburse us $98, which is well under what we are owed. We are cancelling our plan immediately and are beyond disappointed in not only the pet insurance itself but the staff who seem entirely unempathetic and unable to use a single ounce of logic in assessing claims. Update: See their stupid response to this? Did they even read the review? This type of response is exactly the issue with Embrace. In my review, I clearly stated that my cat did NOT HAVE A PREEXISTING CONDITION not even in the terms you defined it in the policy contract. Also, absolutely hilarious to say you "see a team member has provided additional information" in reference to an automated email response confirming the cancellation of my insurance plan. Don't act like you did your best attempt to right this situation; all you guys want is to take our money, you really could not care less about the health and wellbeing of the animals involved.
Insurer: Embrace
By: Lucie Edwards
If you truly love your pets
If you truly love your pets, pet insurance is a must-have. My beautiful English Cream Golden Retriever went in for a routine tooth check, and thankfully, my excellent vet detected a minor heart murmur during the exam. I immediately took action, found a veterinary cardiologist, and got her heart thoroughly evaluated to determine the next steps. The combined cost for the two vet visits plus the specialist consultation came to nearly $1,000. Thanks to our Spot pet insurance, our out-of-pocket expense was only about $175. At 6 years old, my ECR is just as precious to our family as our children. If you want peace of mind, the ability to provide the best care without financial stress, and to keep your beloved companions healthy and by your side for as long as possible—pet insurance (like Spot) is one of the smartest investments you can make for them. It's worth every penny.
Insurer: Spot
By: Bobby Edwards
My two dogs both needed dental work…
My two dogs both needed dental work which was very expensive, MetLife covered most of it. Such a relief!
Insurer: MetLife
By: Karen
Fetch Pet Ins - Positive Experience
I am writing to share my positive experience with Fetch Pet Insurance. I appreciate how easy it has been to manage my policy changes and how responsive the team is whenever I have questions. While we fortunately haven't needed to use our policy for accidents or illnesses yet, we have found the wellness plans for both of our pets to be very valuable. Additionally, the Fetch pharmacy service has been incredibly helpful; having flea, tick, and heartworm medications shipped directly to my door—with the option to add supplements—is a great convenience. I am very impressed with the comprehensive range of options Fetch provides, from medical coverage and pharmacy services to the new Fetch perks for food and supplies. Thank you Fabrice for all your help! Stormy the DSH Cat & Stella the Hound Mix
Insurer: Fetch
By: Billy Fillmore Jr
Affordable and efficient…
Looked at quite a few other pet insurances and this by far was the best! I had my senior pup insured within days of enrolling and the plan is not only great in coverage but affordable too.
Insurer: Nationwide
By: Dana
Pumpkin Pet Insurance Helped Us Care for Our Cat When It Mattered Most
When our cat Chico started dealing with a mysterious ear infection, it quickly became a long and stressful journey. Between multiple vet visits and appointments with a pet dermatologist, we were determined to find answers and make sure he wasn’t suffering. As a young married couple, Chico truly means the world to my husband and I and we want to do everything we can to keep him happy and healthy. Veterinary care can add up quickly, especially when you are trying to get to the bottom of something complicated. That is where Pumpkin Pet Insurance has made such a difference for us. Knowing we have support has helped take a huge financial weight off our shoulders while we focus on what really matters, getting Chico the care he needs. Pets are family and no animal deserves to suffer through a mysterious illness without help. Thanks to Pumpkin, we have been able to pursue the tests, specialists, and treatments needed to keep Chico comfortable while we search for answers, and it has given us peace of mind during a difficult time while allowing us to focus on loving and caring for our sweet boy.
Insurer: Pumpkin
By: Abbey Limon
I love the wellness credit feature
I love the wellness credit feature. I know that money will go always towards wellness related items (exam costs, tests, vaccinations etc.). I have both my dogs on this insurance, one is 12 years old and the other 4 yo. It works for both. The older is under a higher wellness credit, the younger is under lower wellness credit.
Insurer: Nationwide
By: Diana Pierre
Great insurance for my Labbies!
"I had previously had AKC and Nationwide for my 3 Labradors. This year, the premium at Nationwide jumped ridiculously from last year ($66/year to $106/year) for my two 5 year old boys. I decided to look at other options and found Pets Best and am very happy I did! Easy to file a claim, great rates and fast claim payment."
Insurer: Pets Best
By: Gigi
This is my third animal to cover with…
This is my third animal to cover with your insurance. I lost my Lola Bear to Cushing's in Oct 2025 and we rescued Henly from a rescue near Knoxville, TN. Your ins covers my risk factors on my dog at a good price. Every time I have called in your people are super helpful and knowledgeable. I trust yall with my fur kids
Insurer: Nationwide
By: Charlels Strange
Always trusted Nationwide for…
Always trusted Nationwide for Savannah’s insurance.
Insurer: Nationwide
By: customer