Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,383 total


Verified March 11, 2026

Really great pet insurance

When I found out my dog had to get an emergency tooth extraction and that they may have to take out many more teeth, I was so stressed and after seeing the estimate…I was crying because I was unsure how I’d pay. But he is my dog, my heart and even if meant putting it on credit cards and maybe not get reimbursed by insurance, I scheduled it. I knew he was in pain and I couldn’t even imagine how it felt for him! The whole process was stressful and really emotionally draining. When I submitted all my documents to MetLife, I hoped for the best! Thankfully after a few days of waiting and calling, I received reimbursement and through Zelle! It came right into my bank account and I was able to pay off 80% of those bills after my deductible! Thank you so much MetLife! I am so happy I chose this insurance and that my dog is happy and healthy and healed very well! Such a smooth and easy process.

Insurer: MetLife

By: Gabbie

March 11, 2026

Great Insurance Company to do business with.

I've had pumpkin pet insurance for 3 years, for my German Shepherd, it has been a worthwhile investment since day one. Veterinarian bills seem equally expensive as Medical Doctors for humans. Pumpkin reimbursements are quick, hassle free and pay up to 90% of the bill. I highly recommend them to any pet owner.

Insurer: Pumpkin

By: Lou Burgess

Verified March 11, 2026

Not All Fees and Costs Are Clearly Specified Up Front

The pre-existing condition explanation is ambiguous (are allergies covered, unclear; what is the effect of having a different insurer for one of the pets, unclear). The nickle and dime fees were not stated upfront or at least so that I noticed them (e.g., an enrollment fee, a fee for paying monthly as opposed to annually, etc.,). On the other hand, and of course we'll have to see what the actual experience is, this is the only pet insurer that provides a "family plan", and the difference in cost between insuring three animals as a "family plan" versus insuringing them individually is substantial. Now, we must see how things actually work out.

Insurer: MetLife

By: Mitchell Stewart

Verified March 11, 2026

Great prices and discounts!!

Great prices and discounts!!

Insurer: MetLife

By: Jen

March 11, 2026

Great experience

Megan was great to work with. Knew her stuff, answered my questions and super nice. Also, their pricing is much better than other companies.

Insurer: Fetch

By: Diana B

Verified March 11, 2026

Had to do a little research of my own…

Had to do a little research of my own but found out this is one of the best deals

Insurer: MetLife

By: Trixie Mae Bartolome

March 10, 2026

Unethical Company Raising Premiums

Price hikes each year to the point where it's not worth it. I havent used the insurance/filed a claim in 3 years and they continue to raise my premium each year. Go with any other pet insurance. They are unethical and predatory.

Insurer: Healthy Paws

By: h m

March 10, 2026

This year they are more than doubling…

This year they are more than doubling my insurance premiums!! For no apparent reasons but "the vet bills increase in the US these days" and “your cat is getting 1 year older” . I don’t think it’s a good reason to double an insurance premium . AND they had already increased it the past year. What is it gonna be next year? triple? Also they don’t cover prescription food- Only prescription medication- Beware!

Insurer: Embrace

By: Julie

March 10, 2026

What is advertised is not what you get

It wasn’t clear when I started paying into the insurance plan that they do not cover emergency exams, or taxes. So instead of paying the $600+ that I expected, they only paid out $270. Their policy makes no sense and does not cover the things that are needed. I am truly disappointed.

Insurer: Trupanion

By: Andrée Lamarre

Verified March 10, 2026

Most things that I needed were not…

Most things that I needed were not covered. So by the time I paid the premium and the cost of the service I basically broke even which saved me $0 hence rendering the insurance useless.

Insurer: Figo

By: Yikina Parker

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