Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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very pleased with Trupanion
I have been very pleased with Trupanion. I have had to use their services with both of my dogs. I like that they don't refuse treatment to dog breeds that are predisposed towards certain health problems, even though my dogs have not fallen into that category. I warn those looking for insurance to be sure to check if the company excludes certain health problems for particular breeds. You also pay the bills quickly.
Insurer: Trupanion
By: Karen
Healthy Paws saved my dog's life, and my bank account.
Many people tried to talk me out of pet insurance when I adopted my dog. I was told it was a scam, that they didn't cover anything, and that as my dog aged, the premium would skyrocket. However, a few good friends told me about Healthy Paws and said they had wonderful experiences with them. After doing my research (including a rather lengthy call grilling a Healthy Paws rep on what they do/do not cover) I took the leap. I figured paying $45/mo would be like a savings plan for that inevitable day I needed a 5k procedure. I hoped that day would be many years off. Jump forward to the one year anniversary of adopting my 8 year old dog. He's rushed to the vet, who sends us to an ER, who sends us to a specialist vet hospital. $$$$$. I was panicking. I thought there was no way Healthy Paws would cover a $7500 vet bill when I had only had coverage for 10 months. I was sure there would be some loophole they'd find. Nope! After my $500 deductible, Healthy Paws covered 80% of the bills. (That's the plan I chose, you can choose your own deductible and percentage of coverage.) At the specialists hospital, whenever they would suggest another diagnostic test, I would call Healthy Paws and say, "but do you cover this???" After my third call, the kindest woman said, "You are covered for anything and everything related to this illness. We just want Louie (my dog) to get better. You don't need to call us for every little test." Sure enough, I submitted the bills and the medical records, and had a check in my hands 8 days later. Incredible, right? So jump forward another four months, and my dog is listless, vomiting, and has intense potty issues. I rush him to the ER thinking, "there's no way they're going to cover another emergency four months after the first one!" $4500 later, I was proven wrong. I had a direct deposit 5 days after submitting my bills and a lovely email from someone saying, "it seems like Louie's had a rough go lately. We're glad to be a part of his recovery." WHAT? Amazing. Recently my Healthy Paws anniversary rolled around and I received the email with my updated premiums. I thought, "here we go. Louie's rate is going to sky rocket, or they're kicking us out." Mind you, Louie is now 9 years old, a mess of a dog, and has cost this company about 10k at this point. My increase was $3 a month. THREE DOLLARS. That's it! I'd also like to point out that the New York Times recently did a story on how pet insurance is a scam, but specifically called out Healthy Paws (and Trupanion) for being on the up and up! I'm not a person of means, but I like to adopt the underdog dog (redundant?) With Healthy Paws, I can! Give them a try. You won't be disappointed.
Insurer: Healthy Paws
By: Kat
Excellent Service
Excellent service and worth every penny.
Insurer: Nationwide
By: Erin
The insurance keeps going up every year.
As a retired individual the constant yearly increases are getting close causing me to find an alternative.
Insurer: Nationwide
By: Jerry
Insurance claims, cover veterinary visits, etc
I pay 100/ month they say they cover 90% veterinary visits and etc. i have a 250 deductible with makes no sense when you go to the vet. I keep paying and seeing nothing back. Thats only gonna work when my dog its old and bills are gonna eventually get expenssive. So for 8 years i pay 100\month for them to do nothing for me Since i still pay vet bills. Very disappointed. Smart people learn by their mistakes. Dont make same mistake as me. I will never go back to nationwide. They also very pick when they have to pay you. My dog had a leg insujry and they gave me the hardest time to pay me back 90% pf my 4367.59. Took a lot a calls and couple consulting with my lawyer before i got the payment. This is very sad when you have the money and you are willing to have a fair treatment by your puppy health insurance.
Insurer: Nationwide
By: Jake
Thank you Healthy Paws for being there for my dog!
My dog is thankfully healthy but recently had a accident that required a pretty serious surgery. He is family so we would have done whatever it takes to get him well but without Healthy Paws the financial burden would have been great. His insurance plan is worth every penny! They processed the claim without delay. We received reimbursement less than 2 weeks after his surgery AND they checked in to see how his recovery is going. Wonderful customer service, I wish human health insurance worked this great! I am thankful I chose Healthy Paws!
Insurer: Healthy Paws
By: Erika
Skeptic turned fan
The whole process has been easy, I feel I am getting value for the insurance (I also purchased wellness insurance) and I am a converted fan!
Insurer: Nationwide
By: Jeffery
Excellent
Having Nationwide Pet Insurance with wellness coverage is a comfort. Every time we go to the vet, it's good to have that added protection against the possible high costs that come with vet visits.
Insurer: Nationwide
By: Bertha
So happy to have this insurance.
My first dog had A LOT of medical problems, and I had no insurance. When I got my second dog, I didn't get insurance for her either (dumb!!!). Unfortunately, she had several issues, and she cost me a fortune too. Between the 2 dogs, I probably could have purchased a nice car with the amount I spent on vet bills. When I rescued Ella, I didn't take any chances. I immediately purchased the best/broadest pet insurance coverage I could find. She's had some minor issues, and it's been great to be reimbursed for 90% of the costs. I'm hoping she doesn't have any major issues in the future, but if she does, I am confident that my out-of-pocket costs will be manageable because of her Nationwide pet insurance! :)
Insurer: Nationwide
By: Lisa
Not sure it’s cost effective
Unfortunately, this coverage doesn’t cover much of anything for which my dog needs medical attention. Spent over $3500 at vet last year, almost $700 in insurance premiums, and got barely $400 covered.
Insurer: Nationwide
By: Donna