Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

20,691 total


Verified November 20, 2025

Enroll with Ease

The ease of navigating through the website to enroll was smooth. Plan comparison data were clear. Option of monthly or annual payment was beneficial. The discount incentive to enroll via internet was a smarter marketing option which I took advantage of. The option to still speak to a live person with the repeated enroll by calling contact information enhanced mytrust and confidence in this enrollment process. Finally, seeing the awards given to MetLife Pet Insurance year after year, was the defininig moment to go with this plan as oppose to comparing it to the Pet Insurance Plan offered by my spouse's company.

Insurer: MetLife

By: Brachelle McMurry

Verified November 20, 2025

Extremely easy to submit claims

Extremely easy to submit claims. Reasonable turnaround from Metlife’s claims department for payment.

Insurer: MetLife

By: Michael Gonzalez

Verified November 20, 2025

Easy to submit the claims and…

Easy to submit the claims and processing time was quick

Insurer: MetLife

By: Ed Miller

Verified November 20, 2025

Affordable health insurance for your pet

Your plan is a no-nonsense way to aquire affordable pet insurance.

Insurer: Nationwide

By: Ellen Sweeney

Verified November 20, 2025

Very easy straightforward process

Very easy straightforward process. MetLife starts on day 1 and prices are the same as other highly rated pet insurance.

Insurer: MetLife

By: Emily Combs

November 20, 2025

Terrible Experience

Just like every insurance company, claims don’t cover items and pay you little to nothing just like Pets Best! Just a waste of money monthly and will never use them again.

Insurer: Pets Best

By: Brad

Verified November 20, 2025

The primary concern I have is the…

The primary concern I have is the significant rate increase. When I originally enrolled, my monthly premium was around $68, and it has risen to $95 this year. I do appreciate the ease of submitting claims and most times the quick turnaround, but the steep price increase has been disappointing.

Insurer: MetLife

By: customer

Verified November 20, 2025

Receive my reimbursement as expected.

Receive my reimbursement as expected.

Insurer: MetLife

By: customer

November 20, 2025

Avoid this company — they will drop your senior dog when you need them most.

I was an Embrace customer for over 13 years and used to recommend them to everyone. Sadly, I can’t say that anymore. This year, they raised the premium on my 15-year-old chihuahua from about $2,000 to over $10,000 annually — even with the multi-pet discount. The plan only pays out a maximum of $10,000 per year, so the new price makes the coverage essentially worthless. They’re pushing us off the policy without technically cancelling us. My dog has been insured with Embrace since he was 3 and had more than a decade of healthy years with almost no issues. Now that he’s developed two conditions that count as pre-existing, no other insurer will cover him in any meaningful way. After more than a decade of loyalty, we’re left uninsured when he needs help the most. When I called Embrace for an explanation, all I got was a canned response about “state-approved rates” and rising veterinary costs. Yes, vet care has gone up — but nothing justifies a five-fold increase in one year. Because of this experience, I’ll also be removing my younger dog from Embrace. A company that treats long-term customers this way does not deserve our trust.

Insurer: Embrace

By: Sara Tenenbein

Verified November 20, 2025

MetLife has paid each bill submitted…

MetLife has paid each bill submitted timely, and without any problems. I couldn’t be happier with the service I received.

Insurer: MetLife

By: Donna F

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