Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

21,671 total


Verified January 25, 2026

My monthly coverage price has increased…

My monthly coverage price has increased by over 34% from year one to year two. Talk about bait and switch

Insurer: MetLife

By: customer

January 25, 2026

Premium skyrocketed

I signed up with MetLife pet insurance three years ago. I, unfortunately, expect small premium increases each year but this year (2026) my premium went up by more than 50% — almost $1000. And that is with a discount for paying it in full! For context, I had no vets visits in the past year with the exception of my dog’s annual wellness/vaccines. My dog turned five this year so he’s not even that old. It’s appalling and feels like a money grab. I do not recommend MetLife to others.

Insurer: MetLife

By: Corey

Useful
Verified January 25, 2026

Fast payment

Fast payment, easy process. Website and app needs some fix. Otherwise, very satisfied.

Insurer: MetLife

By: customer

Verified January 24, 2026

Good coverage

The process is so easy ..I just upload the visit docs and I wait for a determination..Also,I feel the cost is reasonable. My cat visits this past year have been quite expensive and I would have paid large vet bills out of pocket if I had not been covered by spot..Im glad I decided to go with this insurance..I feel confident that I'm doing my best to care for my cats health without the fear of catastrophic vet bills

Insurer: Spot

By: Maureen Kaper

January 24, 2026

Shop around first

Have this insurance for 5 years and my yearly bill went up $300 no major issues with my pet but they don't cover much. Don't pay out much $600+ health visit yearly they only pay out about$200. For what i pay i think i can get a different insurance for cheaper with at last 80-90% payout. It's a shamepost in still waiting for my claim money over a month now

Insurer: Pets Best

By: customer

Verified January 24, 2026

​Reliable coverage for my Great Dane’s hospital stay

I’ve had Fetch for a while, but I truly put them to the test when my Great Dane needed emergency care and ended up hospitalized. Dealing with a sick pet is stressful enough, but Fetch made the financial side easy. ​Claims Process: Super simple via the app. I just uploaded the medical records and itemized bills. ​Reimbursement: They processed the large claim quickly and the funds were in my account via direct deposit faster than I expected. ​Transparency: No hidden "giant breed" exclusions for the emergency care we received. ​If you have a large dog with high potential medical costs, I highly recommend Fetch.

Insurer: Fetch

By: Trish

Verified January 24, 2026

Very prompt processing and payment

Very prompt processing and payment by direct deposit. Large deductible makes it difficult to collect smaller amounts. Ideally pet policies should have smaiier or no deductible. Deductibles, copayments and substantial monthly premiums really minimize insurance payments for pets unless the charges are for a catastrophic vlaim.

Insurer: Spot

By: STEPHEN PROVER

Verified January 24, 2026

BLEU's recovered and he is thankful for FETCH.

Although the total cost was much more than you covered, I am still satisfied with the results and the way you handled the claims. The payment method was very good too.

Insurer: Fetch

By: WDMSR

Verified January 24, 2026

Easy to sign up

Easy to sign up, happy you accept credit card payments, simple and easy to start policy

Insurer: Sonnet

By: Jason Barnes

Verified January 24, 2026

Such an easy experience

I’ve had other pet instances and this was sooooo easy.

Insurer: Fetch

By: Elizabeth

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