Payment Experience
Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.
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Worth it
When I got my dog from a rescue I did a lot of research into the Pros and cons of pet insurance. After a 1.5 years, I have finally put it to good use. I have filed my 1st claim and less than a week later, I was reimbursed. It takes a few days to process but worth if financially. The customer service is alsways extremely helpful. They helped me with processing my claim and were never bothered when I called them to know the status of the claim. The business is very professional and knowledgeable. I recommend this specifically because of the add ons that they provide. Not all pet insurance have the add ons that AKC has.. Unless you cancel the policy and restart everything, the prices do not change as your dog gets older. Even if I hadn't needed to use it as soon as I had, this would be beneficial for every dog owner who has a young dog in order to help the elderly dog expenses later in life. This is worth it and something that I wish I had with my previous dog. I did my research and it's very beneficial for every pet parent to do their research into pet insurance and what will work best for them.
Insurer: AKC
By: Tash
easiest claim i ever filed
so quick and easy. got my refund same day as appointment.
Insurer: Lemonade
By: luisa
Amazing
Don’t look anywhere else. This is the best pet insurance out there. Excellent customer service. Fast claim payments deposited into your bank account. Lemonade is AMAZING!
Insurer: Lemonade
By: Daniel
Very easy automated step-by-step process. Great guided experience.
I loved that I could do everything in the app. I was taken through the process step-by-step. It was easy to submit documents. And my claim was paid out the next day directly to my bank account. Very little additional effort on my part. Helped that my vet was very familiar with what I would need for a pet insurance claim, and made sure I had everything emailed to me ahead of time.
Insurer: Lemonade
By: Michael
Love Lemonade for my fur babies!
Filing a claim was super easy & filled out everything 100% from my phone!!! They have great customer service & a virtual assistant helping you along the way. Our claim refund (after our deductible was met) was fairly quick & was direct deposited in our bank account! All was a great experience!! 😊
Insurer: Lemonade
By: Gracie
AMAZING piece of mind!
I'm so glad I did this, such a great piece of mind to have for my pet AND payout was easy and quick. LOVE LOVE Lemonade!!!! :)
Insurer: Lemonade
By: Melissa
Efficient
Lemonade is fast, easy, and efficient. Love the user friendly modern app.
Insurer: Lemonade
By: Nathaniel
Very responsive, very easy to use
The App is simple and comprehensive to file claims. Payment comes quickly, but a human response takes some time if needed
Insurer: Lemonade
By: Lucius
Well priced + easy claims = perfect insurance!
I'm a techie, and love doing everything online. When I saw that Lemonade offered well-priced pet insurance, I decided to give it a try with my new puppy. It was one of my smartest financial decisions in a long time... Only a couple of weeks after having done the insurance, I already needed to file a claim. There was a little hiccup at first, with their AI engine, but a human (the AMAZING Suzie!!!) hooked in quickly and resolved the issue. Since then, I've had to file numerous claims (our puppy turns out to be is a real menace...). Never had any issue, always got refunded as per the policy very quickly. The last time - the claim was approved in less than 1 hour!!!
Insurer: Lemonade
By: Ilan
Amazing insurance
I’ve had insurance for my dog for a few years now & the rates were going up so I switched to lemonade (costs me about $50 a month) Within 2 days of getting the insurance her plan was already active & ready to use. 2 days later I took her to the vet for a checkup & lemonade paid for 80% of my visit & the direct deposit was in my account in under a few days. The plan I had before didn’t offer anything like this, just money towards a deductible. I like that this insurance covers a certain amount of services per year, such as vaccines etc. It definitely helps me save some money for sure. Vet bills add up quick. I’ve also had a wonderful experience using the chat feature before getting the insurance & after having it. Everyone is sweet, responds quickly & professionally. Overall I’m very happy with this company 😀
Insurer: Lemonade
By: Christine