Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified January 20, 2026

Offers a lot but the process and refund process take to long

Offers a lot but the receiving , reviewing & process and especially the refunds take to long . Im thinking of finding another pet insurance company

Insurer: Embrace

By: Mimi Parks

Verified January 20, 2026

My first and only claim was handled…

My first and only claim was handled quickly and efficiently last summer - this time it is taking over a week, so far, to even be reviewed, approved and paid. The customer service chat with Linda was ended before I was done asking my questions. Have not experienced this with Pumpkin and hope it’s an isolated incident.

Insurer: Pumpkin

By: Joyce

Verified January 20, 2026

So very easy to submit for a claim with…

So very easy to submit for a claim with a speedy reimbursement.

Insurer: MetLife

By: Dennis Clarke

Verified January 20, 2026

Quick easy payments

Quick easy payments

Insurer: MetLife

By: custome Marianna Thatcher

Verified January 20, 2026

Quick and Easy

Quick and Easy

Insurer: Nationwide

By: customer

Verified January 20, 2026

Easy to get everything started

Easy to get everything started

Insurer: Nationwide

By: customer

January 20, 2026

Pets Best Works As Claimed & Expected

You can't help but hear complaints or even downright horror stories about various pet insurances not working as advertised or promised; but I have had the best experiences, so far, with Pets Best! I pay the Vet, as is the case with most pet insurance polices, submit my receipt to Pets Best (both the app and web site work flawlessly), and within a matter of days the claim is approved for the covered amount, complete with a detailed explanation, and a few days later my reimbursement amount is automatically deposited into my bank account. Honestly, it can't be much easier!

Insurer: Pets Best

Veterinarian: Buzzards Bay Veterinary Associates

By: Michael

Useful
Verified January 20, 2026

Thank you so much for helping pay some…

Thank you so much for helping pay some of my vet bill , I really appreciate it and very happy

Insurer: Spot

By: Brenda Medina

Verified January 20, 2026

Very happy with Spot insurance, yet again.

Took me a long time to get my paperwork together, once I got it sent in it didn’t take long at all and I’m so happy that I got money back because I’m on permanent disability, so I really needed it. My cat monkee seems to be doing better. I’m due to take Luna in for a good check up now and I have a new cat that I inherited, she is only three years old. I am deciding on whether I’m going to get Pet Insurance on her. Thank you very much.

Insurer: Spot

By: Carol Snyder

Verified January 19, 2026

Wonderful company

Talk to a representative, very pleasant, took care of everything I needed immediately. Filed a claim with a very fast reimbursement. I would recommend this to any pet owner.

Insurer: Spot

By: Sue Malochleb

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