Payment Experience
Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.
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Pet Insurance Review
I have been thrilled with MetLife Insurance. The vet that suggested you, made an excellent choice, so I immediately signed up. the way the clams are processed and executed is top-of-the-line. My pup Luna, has been the receiver of excellent care from our vet, and Met Life will be the only insurance I will ever have if I ever have another pet. Both institutions are doing a magnificent job.
Insurer: MetLife
By: velia
Trupanion 1st claim.
Just filed 1st claim with Trupanion pet insurance for our MC. Our kitty is 1 year old as of January this year, our Trupanion insurance is fairly new. So glad we have this insurance, the Trupanion team were wonderful, they paid out our claim minus deductible and special food we purchased. I cannot thank them enough for reviewing and honoring the claim. I would highly recommend Trupanion for anyone who has a pet they wish to insure. The process took only two days after filing our claim online, the process was simple and quick. Our MC is still undergoing up coming specialists appointments for the as of yet, undiagnosed weight loss. Thank you Trupanion for being there.
Insurer: Trupanion
By: Joseph
Run, don’t walk, away from PetsPlus
After reading reviews and the responses from the PetsPlus company, I immediately tried to cancel my new policy. The 1 800 number for Canada does not work - tried 3 times over the last 10 days. 3 emails sent over 1 and a half weeks have gone unanswered. However, the first payment for the policy was withdrawn from my bank account 2 days after I set up the policy. Clearly, money not service and the health of pets is the company priority despite all the sugary sentiments expressed about love of pets.
Insurer: Pets Plus Us
By: Lynn
Appalling customer service
So when I moved 10 minutes away, my premiums went up approx $100/month, which while ridiculous, what can you do? I decided to decrease my coverage to make the payment more manageable, as over $300/month for insurance on my 6 year old dog when I haven’t made a claim in years seemed stupid. The payment goes onto my husband’s Credit Card, so I didn’t notice right away that we were being overcharged over $60/month more than what I had been quoted for our changed policy. Of course, I discovered this on a weekend, when the only customer service available is over chat. The person I chatted with, Emma, said she would escalate the situation and I would hear back from them within a couple of business days (which I didn’t). So I call, because the call centre is only open M-F until 6pm ET and speak to someone who says that they will get back to me within 24-48 hours. Which they didn’t. I live on the West Coast, and I have a job, so I don’t have time during the day to call them repeatedly to follow up. I finally hear back from someone 13 DAYS later. Jordan left me a message at 2:40 in the afternoon on a Friday (Pacific time, so 20 minutes before they close for the weekend). Because I’m at work, I was unable to check the message until after 3pm PT. He lets me know that my payment is now $185/month. What??? It was supposed to be $170.76/month, they’ve been charging me $232.23/month, where did $185 come from? And no mention of reimbursing us for the $60+ they’ve been overcharging us for the past 3 months. And I can’t call to ask, because now they are closed. So here we go again. Back to the chat. Which is completely useless because they won’t tell you anything over the chat, just to call during their regular operating hours. What a joke, if my dog didn’t have pre-existing conditions I would change insurance companies in a heartbeat. I might anyways just because how awful they are to deal with.
Insurer: Fetch Canada
By: Bronwyn
Affordable and easy
Buying insurance with Pets Best was easy and fast. The rates are affordable and they offer a few different options for plans. Filing a claim was easy and done online within minutes. My claim was approved and went towards my chosen deductible which is what I expected would happen. It did take almost 2 months to process my claim as they were very busy but I was kept up to date during the wait. So far I am very happy with this insurance and have recommended it to others.
Insurer: Pets Best
By: Tammy
do not treat their long time costumers well.
We have been with pets plus us since 2017 when we got our puppy. Recently we were double charged ( the month of december) great timing with christmas. We called to find out why and they said their mistake, they didnt charge the month prior so they had to double charge. While we were on the phone the staff was confirming all our information. We had realized that we hadn't changed our home address with them when we moved 2 years ago. We asked why this is important, she said it makes a difference for the payments. OK. We gave her our new address and she said the payment had dropped significantly. We were paying 76.00 monthly ( living in DT ottawa), and with our new address it dropped down to 35.00 which we were stocked about since we were already paying so mich monthly. We said we cannot back date but your next payment in Januuary will reflect the changes. Come January payment no changes made. We called to find out why only to be told thats not true and our payments did not change. Told them to refer to notes on call, listen to call recording of the phone call. We were rudly told theres nothing they can do and basically that we were making it up and our payments didn't change. When asked to speak to a supervisor/manager about the incident we were told the call back time was 8-10 bussiness days. ARE YOU KIDDING ME?? 8-10 days to speak to a supervisor. This is ridicously. For long time customers. Totally unacceptable. I will be looking elsewhere.
Insurer: Pets Plus Us
By: samantha
Love them!
The only thing that holds up payment is my lack of filing the claim. They are always helpful when I call, and take care of my claim in a timely manner.
Insurer: ASPCA
By: Marilyn
First time using Pets Plus Us insurance, very happy to have them as my provider!
I had a very sick beagle on Christmas eve, and not wanting to wait until after Boxing Day for my regular vet office to be open I had to take Henry to the emergency vet hospital for treatment. We spent 13 hrs there and got home at 12:30am on Christmas Day. Thankfully he was okay after with some medication. I submitted my paperwork on Dec 27th and got my reply from Pets Plus Us on Jan 3/24 with our payment details. Excellent service, very happy I made the switch from Trupanion. Thanks from Tracy and Henry
Insurer: Pets Plus Us
By: Tracy
Great Response Time
This is the first time I have used pet insurance and it has been a very positive experience. The response to my claim submission and the reimbursement was very fast. Being able to enter claims online and getting direct deposit reimbursement was so efficient. The follow up email inquiring about my dog's recovery was much appreciated.
Insurer: Healthy Paws
By: Patricia
? what do you mean by 'Review Title' ?
Claim was submitted to Trupanion Canada by Close Vet Vet Clinic on their system on Jan. 6, 2024. The employee of the clinic commented that the claim was done on their system quickly and efficiently. Trupanion Canada acknowledged the claim instantly and Outcome Letter / Claim completed notification was received next day on Jan. 7th 2024. This is excellent service from Trupanion Canada. Thank you. I'm sorry that I didn't understand what you are looking for under 'Review Title'.
Insurer: Trupanion Canada
By: Angela