Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified October 17, 2025

Long time client disappointed

In general, I have been very pleased with the Healthy Paws Insurance program. It is easy to file a claim and the claims are processed quickly. However, I recently had a claim denied and I am very disappointed that their plan refused to cover an expense. The iris in our dog's eye changed color. Her regular veterinarians were unable to diagnose the problem saying they had never seen anything like it. We were referred to a veterinary opthalmologist. It turns out that she had a tumor growing in her eye that had to be removed to relieve pressure and to determine if it was malignant. Healthy Paws refused to cover the initial appointment with the ophthalmologist as it was categorized as a "consultation". It doesn't seem appropriate for this to be denied, as the consultation was absolutely necessary for a diagnosis and for the dog's well-being.

Insurer: Healthy Paws

By: Sara Buno Kremer

Verified October 17, 2025

it was great easy to fill out

it was great easy to fill out

Insurer: MetLife

By: jerry jackson

Verified October 17, 2025

Taking very long to review my claim.

Taking very long to review my claim.

Insurer: MetLife

By: customer

Verified October 16, 2025

Filed 2 claims first was settled within…

Filed 2 claims first was settled within 7 days. Second is still pending In response to review second claim was quickly settled and full anticipated amount was received! They seem to be an excellent company sometimes just a little slow to negotiate their claims.

Insurer: MetLife

By: Rita Lang

Verified October 16, 2025

Easy to send documents

easy to send documents

Insurer: MetLife

By: SYLVIA STEIGLER-HAHN

Verified October 16, 2025

So easy and hassle free

Everything was done online and was incredibly easy. I received reimbursment within a couple of days. I wish all medical claims were this simple.

Insurer: Spot

By: Connie Branson

Verified October 16, 2025

Quick refund

Quick refund, thank you!

Insurer: Spot

By: customer

Verified October 16, 2025

Great insurance for your furbabies

If I only knew this pet insurance existed in our company I could have saved money. My previous pet insurance cost me an arm and a leg with my premium. Filing a claim is not even a problem.

Insurer: MetLife

By: customer

Verified October 16, 2025

You will not regret having pet insurance with Metlife

Metlife Pet Insurance has been a life saver for us with our puppy's numerous expenses since we adopted her this year. Dealing with multiple illnesses and conditions has been difficult, but Metlife has made the reimbursement process simple and processed claims in a timely and accurate manner. I highly recommend this Pet insurance provider.

Insurer: MetLife

By: T. Weber

Verified October 16, 2025

Happy with reimbursement processing time.

My reimbursement was processed in 5 days, which is very quick compared to many of my previous reimbursement requests. I am pleased with the turnaround time.

Insurer: MetLife

By: Sandrika Walker

Compare top pet insurance providers plans.