Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


October 14, 2025

First claim

Submitted my first claim with this insurance company and found it to be extremely easy to navigate the system, and the payment was received in a very reasonable timeframe. Could not be happier

Insurer: Pets Best

Veterinarian: DPC Veterinary Hospital

By: Richard

Useful
Verified October 14, 2025

The App is easy to use and allows me to…

The App is easy to use and allows me to submit claims and upload documents without a problem. Communications have always been pleasant, professional and caring. I rest easy knowing my pet’s policy is with MetLife.

Insurer: MetLife

By: Kathy Smolenski

Verified October 14, 2025

Quick payment on most recent claim

Quick payment on most recent claim

Insurer: MetLife

By: customer

Verified October 14, 2025

Fast reimbursement

From claim submission to payment was less than a week. My pet's medical claims get paid faster than my own!

Insurer: Healthy Paws

By: Kristine Morimoto

Verified October 13, 2025

Easy claim submission and rapid payments

Easy claim submission and rapid payments

Insurer: MetLife

By: Erick R

Verified October 13, 2025

Good Almost Great Service

Never an issue when making a claim. Only complaint I have is the amount of time it takes to receive the funds. If it wasn’t for that, I would give 5 stars.

Insurer: MetLife

By: Anthony

Verified October 13, 2025

My doggie injured his back right leg

My doggie injured his back right leg. I took him to his vet who recommended an exam, x-rays and meds. after all was said and done I received the bill. I submitted the bill to Spot and just in a couple of days I received payment in my bank account. They paid exactly what they said they would and showed it in detailed.

Insurer: Spot

By: Ana B.

Verified October 13, 2025

It was easy to submit our claim for…

It was easy to submit our claim for immunization and fecal check as well as preventative flea/tick meds. The payment of the claim was in our bank before our charge account was due!

Insurer: MetLife

By: mary cook

Verified October 13, 2025

THE BEST PET INSURANCE!!

This is my first year with MetLife Pet Insurance and I am thoroughly impressed with their response time, speed of claim review and prompt reimbursement. The repayment appears in my Bank account in 5 business days or less.

Insurer: MetLife

By: Rob Mauzy

Verified October 13, 2025

Easy and simple process

Easy to file the claims on line, clear understanding of what is covered and what is not, and quick and easy reimbursements.

Insurer: MetLife

By: Margaret B

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