Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


Verified April 25, 2026

Very quick decision on my claim

Very quick decision on my claim all done in less than a week from submitting to getting the payment.

Insurer: MetLife

By: Scott

April 25, 2026

Easier than human insurance

I wish human insurance was this easy! Our cat needed all of his teeth removed due to stomatitis. I uploaded our final invoice and had my claim processed in just over a week. After the deductible the surgery was covered. I feel so much better knowing we can care for our pets when things get expensive.

Insurer: Pets Best

By: Kristen

Verified April 25, 2026

The reimbursement was very fast

The reimbursement was very fast. I was happily and gratefully surprised!

Insurer: Pumpkin

By: Robert

Verified April 25, 2026

I signed up for spot insurance when i…

I signed up for spot insurance when i got my french bulldog puppy. He is 7 months now and i have submitted quite a few claims with no issues at all. They were completed within 3 to 5 days and i got the payment within a day of the completion. Also any questions i have i just call and they are all so friendly and helpful. Im very happy with this company.

Insurer: Spot Canada

By: Andrea

Verified April 25, 2026

Response time is decent

Response time is decent. Direct deposit refund is quick after claim's completed. I don't like the drop down menu options for reason for claim. Everything doesn't fit into the options, and there is no option for 'other' to explain on the initial drop down.

Insurer: Spot

By: SF

Verified April 25, 2026

No issues with claim process

No issues with claim process. Simple process and quick payment!

Insurer: MetLife

By: Nick

Verified April 25, 2026

When we signed years ago

When we signed years ago, we were told things would process with in 3-5 days. We have never seen that heppen lately. payment is awesome auto depoit

Insurer: MetLife

By: Tony Roof

Verified April 25, 2026

I still have not received my refund of 34.56

I still have not received my refund, it upset about that other than that everything is good

Insurer: MetLife

By: Patsy

Verified April 25, 2026

The ease of turning in an insurance…

The ease of turning in an insurance voucher for payment. I like how every part of the process is explained and the speed in which the claim is dispersed. I will continue to tell everyone I know about your company's pet insurance

Insurer: MetLife

By: RAMONA GILMORE

Verified April 25, 2026

They make it easy

They make it easy! It was so fast to get reimbursed.

Insurer: MetLife

By: MELANIE WOLFERT

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.