Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

70,749 total


Verified January 06, 2026

Great experience with the sign-up…

Great experience with the sign-up process. Stay tuned for another review once approved and go to our first vet appointment.

Insurer: Nationwide

By: Leah

January 06, 2026

Claim Submission is a Nightmare

Whenever I have logged in to Pets Best and tried to submit a claim, their system in the last step says service is down and claims do not get submitted. This has been happening for the last 2 months, and it is very frustrating. I understand the site being down for some time for maintenance but almost for 2 months, thats unacceptable. I even tried to create a customer ticket for the same to which I got the reply that the site is under maintenance and we regret for the inconvenience. thats it. For 2 months, Its not acceptable. Moreover, the site is not accessible from other countries. Thats a shame

Insurer: Pets Best

Veterinarian: Juanita Bay Veterinary Hospital

By: Sagar

Useful
January 06, 2026

Owner

I’m happy with Pets Best at this point would reccomend

Insurer: Pets Best

Veterinarian: Waterways Veterinary Clinic

By: Nikki

Useful
January 06, 2026

Is Nationwide really on our Side

Is Nationwide really on our Side? It doesn't seem like it. I rated 2 stars because in the past I had yearly surgeries for my dog because of recurrent skin cancer and reimbursement has been simple and fast. I have had a policy for 6 years for my dog and 2 cats, things have come up, its been easy. But now I have my back up against the wall, my newest cat (a stray who just showed up) had to have an expensive surgery right before his coverage started (credit card is maxed out now), then a couple weeks later a go at the emergency vet for urinary issues, he will now need to be on a special diet for the rest of his life, each 16 lb bag upwards of $140! This isn't a lifestyle choice, this is to prevent very expensive surgeries and/or death. They only cover $100 annually, that's IF you opt into it! The no prior authorization is disappointing, not all of us have a credit line of 5k to pay for surgeries. My dog needs to have more cancer removed along with a dental surgery - hopefully at the same time. I called and asked for a supervisor, hoping there was some way to offer a promissory note for my vets office based off of the quote received from my vets office. No sympathy, no compromise just "no's". If I could change my policy I would, but the world of pet insurance doesn't cover pre-existing conditions. My dog is 11. He has pre-existing conditions. I pay approx. $250 monthly from payroll deductions to call and get "no's". So based on my paycheck to paycheck income, I will end up having to split the surgeries - cancer and dental because that's what I can afford to put up front. This will end up costing Nationwide an additional surgery fee and all associated surgery costs. Not to mention, the risk of anesthesia for an older dog, for 2 surgeries. For something that saves them and myself money, how can the answer be no? I know based on past experiences with them that it will be covered minus deductible and the percentage. Are they unable or unwilling to review or escalate to someone who can offer something more than "no."? Nationwide isn't on our side. They are big business. 2 very different things. Change my mind.

Insurer: Nationwide

By: Summer Steward

Verified January 06, 2026

Great experience!

Provided quick service for reimbursement!

Insurer: Spot

By: Deanna Greenway

Verified January 06, 2026

Staff was very helpful in the loss of…

Staff was very helpful in the loss of one of our pets

Insurer: MetLife

By: Elizabeth Koss

Verified January 06, 2026

Maybe they do care

My distrust for insurance companies made me very skeptical of this insurance for my dog. However, when put to the test I was very pleased the claim was accepted. Approval speed was appreciated and reimbursement amount was acceptable. Will recommend to fellow pet owners.

Insurer: Fetch

By: Jonathan

Verified January 06, 2026

Honest and reliable

Honest and reliable

Insurer: Pumpkin

By: Kevin Michael Eaton

January 06, 2026

Embrace Pet Insurance is amazing!

Embrace Pet Insurance is amazing for many reasons, especially their customer service! Thank you for helping me figure things out, and thank you for insuring my kitty cat!

Insurer: Embrace

By: April Kempton

Verified January 06, 2026

My experience with submitting a claim

The process of submitting a claim was straightforward. I was promptly notified if more information was required. The decision regarding coverage was clearly explained and directly deposited into my account. The Staff that answer my phone calls are attentive and concerned about my pet.

Insurer: Spot

By: Kathryn A Proulx

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