Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

70,435 total


Verified January 15, 2026

Lenghty Processes Overall

Filing claims is extremely lengthy for one. Two, before I ever filed a claim, somehow another customer filed a claim on my policy to which I had to wait on the phone for 45 minutes to resolve the issue. Very unprofessional overall and not worth the $$.

Insurer: MetLife

By: Bradley M

Verified January 15, 2026

Emergency Vet Visit

We had to take our pup to the emergency vet, thankfully it turned out to be nothing serious. I use the Spot app all the time, all you do is snap a picture of the invoice and send it in. Within a few days they process and we have direct deposit so we got our reimbursement quickly

Insurer: Spot

By: Shiloh

January 15, 2026

Respect and responsive to Policy Owner's Concerns

I am a new policy holder with Embrace with recommendation from my USAA policy request. As is standard practice Embrace was thorough and diligent in reviewing my pet, Sophie (a 3 year old lab) history and reporting their assessment. It contained two pre-existing conditions one of which was an error from my SPCA. The representative made it clear what the conditions were and how best to communicate any errors. After considerable time, the Vet finally responded to Embrace recognizing the error and requesting a removal of the Dental preexisting condition. I am completely amazed how promptly this was accomplished by Embrace. And appreciated Thanking me you for my patience as we got to the bottom of this case and of course, thank you for continuing to choose Embrace. I have complete trust that requests of my policy will be assessed, analyzed and responsive with the utmost professionalism and respect for my concerns.

Insurer: Embrace

By: Sarah

Verified January 15, 2026

Knowledgeable

Knowledgeable, helpful, expedient. Jeremy was able to get my lil guy insured. He answered most of my questions before I even asked them with the information provided. It was a quick and painless process.

Insurer: Nationwide

By: Quincy

January 15, 2026

I called Fetch and spoke with Josh

I called Fetch and spoke with Josh. Josh was super helpful in answering all my questions so I could finalize the policy for our new cat. Previously I emailed with Amanda who was also very helpful. Thank you!

Insurer: Fetch

By: KH

Verified January 15, 2026

Professional service!

Professional service!

Insurer: Prudent Pet

By: lillianC

Verified January 15, 2026

It couldn't have been handled any…

It couldn't have been handled any better. From the simple upload of records to the quick turn around of reimbursement (1 week!) I'm thrilled with the service and happy to recommend it to others with pets.

Insurer: Spot

By: Kathy S

Verified January 15, 2026

Spot is great

I had a great experience with Spot Insurance when I had to take my cat to the vet while she was ill. The claims process was straightforward, communication was clear, and they really came through when I needed support during a stressful time. Knowing I had coverage made a big difference, and I felt confident my pet was taken care of. I’m very glad I chose Spot and would recommend them to other pet owners.

Insurer: Spot

By: Jorge Velasco

Verified January 15, 2026

Stephanie T

Stephanie T. Was awesome and explained everything in great detail ! I had been working with her for several days and she was very patient with me regarding the quotes and coverage.

Insurer: Prudent Pet

By: sagonzalyahoo.com

Verified January 15, 2026

The claim process was clear and easy

The claim process was clear and easy, which was very welcome with all the stress around my cat’s health!

Insurer: Spot

By: Anonymous

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