Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


Verified October 31, 2025

The app is not user friendly and I…

The app is not user friendly and I frequently receive the dog off leash (creative and cute error msg, but not necessarily the best time for jokes when the customer can't complete task). The most inconvenient piece is that I have to call almost every single time to follow up on claim or dispute the denial. Now for some good news, all agents have been extremely helpful in resolving my claims. App, automation and process needs work.

Insurer: MetLife

By: customer

October 31, 2025

Nationwide is good at poor customer service

Nationwide had been a good pet insurer for our family until recently when they more than tripled the monthly cost for less coverage. When I cancelled my account with them two days before my monthly payment is due, they took the payment out anyway and since they require payment one month in advance, they now have over $600 of mine that they will not refund for ten days. Not only that, I was not able to remove my credit card from their system when I cancelled. They are definitely not worth my time or money and I am happy to be insured under another company's policy. Poor customer service is obviously far more important to Nationwide than ensuring my dog's health.

Insurer: Nationwide

By: Sarah

Verified October 31, 2025

Claim process is very easy and quick

Claim process is very easy and quick, and the coverage is as promised.

Insurer: MetLife

By: Steve S.

Verified October 31, 2025

Quick Claims Processing

First time having pet insurance and didn’t think I needed it. However, I’m grateful to have it as my puppy became sick. He’s had X-rays, blood work, ultrasound, and an endoscopy all of which have been covered by Pumpkin. The claims submittal is user friendly and response time expedient. You won’t regret signing up.

Insurer: Pumpkin

By: Priscilla K.

Verified October 31, 2025

The easiness and sometimes expediency…

The easiness and sometimes expediency of claims processing is of value. And, the phone representatives that I've spoken to in the past have been polite and professional which I greatly value. K.

Insurer: MetLife

By: customer

October 31, 2025

Grateful

my dog has had a rough year, with multiple surgeries. Every claim has been paid quickly and per the terms of our plan. I am very grateful and refer All my friends to Pets Best

Insurer: Pets Best

By: Ashley

Useful
October 31, 2025

Suki the super dog

Suki has mast cell cancer in a very rare form. It took Purdue University sending her tests to 2 other states to determine what cancer she has. We went through months of diagnostics in order to actually get her treated. Pet's Best has been with us all along the way. We are so happy we purchased this insurance so that we can give our baby some more time and quality of life! If we didn't have this insurance, we would have had to make some serious financial decisions to pay for Suki's care.

Insurer: Pets Best

By: jordan

Useful
October 31, 2025

Ease and reliability.

Submitting a claim is incredibly easy and takes barely a minute. The website is very user friendly for this. Approval does not take very long, and direct deposit is usually a 2 week turn around. I wish my own health insurance was as up front, user friendly, and reliable, honestly. Embrace has literally been a life saver for my dog Ernie. Choosing Embrace for my dogs' policies was one of the best decisions I have ever made.

Insurer: Embrace

By: customer

Verified October 31, 2025

Easy to deal with and fast in filling…

Easy to deal with and fast in filling claims!

Insurer: MetLife

By: customer Sue

Verified October 31, 2025

Excellent coverage plan

Excellent coverage plan. Submitting a claim is super easy and reimbursements are transferred to my account in a timely manner. I recommend Met Life pet insurance to everyone.

Insurer: MetLife

By: KS

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