Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


Verified November 01, 2025

excellent and prompt service

Easy claims process, excellent customer service and quick payments. Claim was processed and paid in 2 days.

Insurer: MetLife

By: EAH

Verified November 01, 2025

No response or pay, to the vet on Tuesday October 28th…

Went to the vet on Tuesday October 28th and submitted the paperwork later that day, I called Wednesday to see what is going on. I was told I would have my money in 15 minutes. I do understand that sometime it may take a little longer the first time but I have heard anything but these survey. I should get paid just as quick and as many time as I received surveys. I have not heard anything, if I need to summit more information or anything. I am very disappointed with this process. Maryann

Insurer: Pumpkin

By: MaryAnn Tittle

Verified November 01, 2025

I have great coverage with my policy…

I have great coverage with my policy and the claims are made in a reasonable time. I wish I had the insurance way back when we had threes dogs at once and they all ended up with serious medical issues. I hope this review helps you if there is something else I can do I would. Sincerely, George I.

Insurer: MetLife

By: customer

Verified November 01, 2025

We love MetLife’s ease of use!

We love MetLife! It is nice that our expensive prescription dog food and steroid prescription are covered because our pup gets what she needs every month to be healthy without breaking our budget. It is so easy to submit claims and the money goes directly into our checking account. Thanks for all your hard work!

Insurer: MetLife

By: Shelly L

Verified November 01, 2025

Ease of submitting a claim.

Ease of submitting a claim.

Insurer: MetLife

By: Pam

Verified November 01, 2025

They cover a lot of things that others…

They cover a lot of things that others don't.

Insurer: MetLife

By: customer

Verified November 01, 2025

Healthy Paws Pet Insurance does a great job responding to claims

Healthy Paws Pet Insurance does a great job responding to claims. The claims submission process is user-friendly and Healthy Paws responds very quickly. I enthusiastically recommend Healthy Paws to anyone looking for pet health insurance!

Insurer: Healthy Paws

By: Eddie Konczal

Verified November 01, 2025

Quick and easy to use.

Spot pet insurance is quick and easy to use. They process all claims immediately. They also answer emails with clear info and again, rapidly. No complaints, ever. It's why they are rated #1 for pet insurance!

Insurer: Spot

By: PJ in Maine

Verified November 01, 2025

Submitting claims

Submitting claims I took my French bulldog for a wellness check, and she tested positive for Lyme disease. She needs additional blood work and medication. The claim submission process was straightforward, and the claims were reviewed and reimbursed within the same week. I trust MetLife to always be there when my pet needs extra care..

Insurer: MetLife

By: Sandy

Verified November 01, 2025

Pumpkin insurance is wonderful

Pumpkin insurance is wonderful! Their customer service is very quick to answer and professional and knowledgeable. They always pay my claims quickly and I haven't had any problems with that. Highly recommend!

Insurer: Pumpkin

By: CAROL ANN

Compare top pet insurance providers plans.