Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


January 05, 2026

Peace of mind for our Chuck Norris

It was a shock to find out that my dog had a spontaneous right lung pneumothorax. As a healthy 7 year old dog, knowing we had insurance to cover the necessary medical care to get him back to his happy healthy self made a very stressful time a little bit easier!

Insurer: Trupanion

By: Laura Norris

January 05, 2026

Filing a claim is easy

Filing a claim is easy, directions on the web site are good. When you have a legitimate claim, they pay quickly.

Insurer: Embrace

By: Victoria Chaney

January 05, 2026

Trupanion has helped me tremendously…

Trupanion has helped me tremendously with taking care of my 4-legged babies! Very easy to submit claims and got responses within 24 hours. I would totally recommend Trupanion!

Insurer: Trupanion

By: Carol

January 05, 2026

Quick claim reciew

Always quick reviews of claim and payment. Plenty of email notifications about the statement and payment of the claim. Only issue with s not notifying when you haven’t submitted enough information to process a claim.

Insurer: MetLife

By: customer

January 04, 2026

Focus on what really Matters

Saved me thousands of dollars and accepted claims within minutes so I didn’t have to worry about the cost and could instead focus on what really mattered. Being there for my pet.

Insurer: Trupanion

By: Grayson

January 04, 2026

All my babies are covered by spot

All my babies are covered by spot. They are fast and fair about the claims.

Insurer: Spot

By: Brooke Seigrist

January 04, 2026

Trupanion pays claims quickly

Trupanion pays claims quickly. A few years ago, Duncan needed an MRI, CT scan, and a spinal tap on the same day. Trupanion paid their portion before our credit card bill arrived. Recently, Quinn needed patella surgery. We were reimbursed within a day of submitting the bill. Customer service is always helpful and pleasant.

Insurer: Trupanion

By: Mary Ann

January 04, 2026

Paying claim

Sent the invoice on Jan 1 and by Jan 2 getting a response

Insurer: Spot

By: Donna Johnson

January 04, 2026

My dog had a tough ear infection and I…

My dog had a tough ear infection and I submitted my vet bills. They reviewed and payed without any issues

Insurer: Spot

By: Ursula Bateman

January 04, 2026

Clear policies, affordable, & reliable

Nationwide makes it easy to submit a claim and they’re fair on their reimbursements! I was using a different pet insurance and I got so frustrated with all the different rules and sneaky ways of them getting around paying for things. This policy had the same coverage & price without the nonsense. Happy I made the switch!

Insurer: Nationwide

By: Danielle

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