Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


January 04, 2026

I like what I received it just took…

I like what I received it just took longer than I thought it would to get the reimbursement.

Insurer: Pets Best

By: Gloria Quintal

January 04, 2026

Helpful Support with Emergency Services

During a very scary time for our dog and our family, Trupanion again came through with the support we needed. They were quick to respond to requests and quickly approved our claims, even over the holiday. It is so helpful that our emergency vets were paid directly, leaving us with a realistic amount to pay for his life-saving services.

Insurer: Trupanion

By: Becky

January 04, 2026

Great experience fast claims

Great experience fast claims

Insurer: Pumpkin

By: Elena

January 04, 2026

Easy interaction

Easy to submit my pup's claim and received reimbursement promptly. Pleased with my interaction.

Insurer: MetLife

By: Customer JD

January 04, 2026

Help for my tri-pawd!

I was really worried when my tri-pawd starting having some issues with his leg after 5 years of stability. I didn't think insurance would help him, but MetLife has been wonderful to work with so far. They are helping us be able to give him the Physical Therapy he needed to get stable again-Thank you!

Insurer: MetLife

By: customer

January 04, 2026

Having 2 dogs

Having 2 dogs, pet insurance is a Must and MetLife has been terrific!! Submitting claims is a breeze and the reimbursement check is automatically deposited in my checking account anywhere from 3-14 days, depending on the type of claim. I highly recommend

Insurer: MetLife

By: Caren Maietta

January 04, 2026

The claims are very easy to file

The claims are very easy to file, the reimbursement just gets deposited in your account pretty quickly. I no longer fear the huge vet bill that follows after my dog gets sick, it's one less stress about being a pet owner.

Insurer: MetLife

By: customer

January 04, 2026

Pets Best is amazing

Pets Best is amazing. Wonderful customer service. Rates and coverage options to fit any budget. The claims process is simple and works seamlessly with prompt processing. I highly recommend Pets Best and am so glad to have them to assist with our pets health care needs.

Insurer: Pets Best

By: Edward Majewski

January 04, 2026

MetLife uses AI to begin the claims review

Apparently, the company uses AI to review the claims and my cats diabetic blood tests for ketones keep getting rejected. The AI flags them as a preventive heartworm test. I have to call the company every time I submit so that it can be corrected. They do correct and have put flags in the record, but it makes it a lengthy and inefficient process and a poor use of my time. It’s very frustrating.

Insurer: MetLife

By: Cheryl

January 04, 2026

Ecellent Experience

The whole experience was excellent. The support from your team make it easy for the entire process. You guys evaluated my claim real fast and i got answers right away. Too bad i still not getting my refund, just waiting for a check on the mail. Besides that i am very happy with my insurance choice. Keep the good work!!

Insurer: Spot

By: Ivan

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.