Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


January 05, 2026

Basically I had to upload the same…

Basically I had to upload the same documents on every claim. The documents uploaded were not centrally saved for reference and were not properly reviewed It was a frustrating experience.

Insurer: MetLife

By: customer

January 05, 2026

My last two claims were handled quickly.

My last two claims were handled quickly.

Insurer: MetLife

By: Kathy K.

January 05, 2026

claim process

easy claim process

Insurer: MetLife

By: Kobe

January 05, 2026

Quick and easy claim service for both…

Quick and easy claim service for both my pets

Insurer: ASPCA

By: STEPHANIE

January 05, 2026

Claims submitted are handled quickly

Claims submitted are handled quickly. Had an issue with a missed bill once and when repported it was handled immediately. One issue I have is the rate has gone up into the second year. Waiting to see what happens next renewal time

Insurer: MetLife

By: customer

January 05, 2026

Claim Closed Without Explanation – Reopened Claim but Told It’s “Just Closed, Not Denied”

FPI30000114468 My claim was closed without a clear explanation. When I reopened it, FIGO said it cannot be appealed or processed because it is “just closed, not denied.” They then asked my veterinarian to contact them to explain a credit shown on the receipt, even though the receipt already includes full vet information and FIGO has my vet on file. This is unacceptable. I pay insurance premiums. It is FIGO’s adjuster’s responsibility to verify invoices directly with the vet, not to close claims and push the work onto the customer or the veterinary clinic. Closing a claim without verification, refusing to reopen it, and then telling the customer to ask the vet to call you is irresponsible and lazy claim handling. If you actually need reimbursement when your pet is sick, be very careful with FIGO.

Insurer: Figo

By: Ada Ng

January 05, 2026

It is easy to file a claim on line and…

It is easy to file a claim on line and the pay out is speedy

Insurer: MetLife

By: H Patricia Morrison

January 05, 2026

I will admit

I will admit, when I was offered the thirty-day free trial from my vet, I was very skeptical, but I did it. And I am so glad I did. My puppy had an emergency, and the bill was over three thousand dollars, and I only had to pay six hundred of it. I couldn't ask for an easier experience with an insurance company than I got with you. I am so grateful, and I will keep you for as long as the dog is alive.

Insurer: Trupanion

By: Lisa Marquis Purplehaze

January 05, 2026

It is easy and quick to file a claim

It is easy and quick to file a claim, have it processed and paid.

Insurer: MetLife

By: Chris Giunta

January 05, 2026

So many hidden t&cs be careful!

So many hidden t&cs be careful!! not worth the money you’re saving and they ring and fight with your trusted vet when you try claim. Remember if it’s too good to be true it usually is.

Insurer: Fetch

By: Mr Michael Audrain

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