Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 04, 2026

Easy to file a claim and quick review

Easy to file a claim and quick review. The cover a lot and payout quickly.

Insurer: MetLife

By: customer

February 04, 2026

typical insurance scam

Had this pet insurance for 16 month paid fetch an average $64 a month (average because the amount kept going up and down Why? who knows). paid about $1024 plus $551 in vet bills for a total $1575 spent and only received $110. fetch try's to lore you in with large list of coverages but in reality they only cover $10 for those. Not the 80% they post. It is definitely better to put the money away each month and use it when something comes up.

Insurer: Fetch Canada

By: Michael

Verified February 04, 2026

Definitely for your pets medical needs!

Met life has been wonderful! Their claims are easy to file and I get my money back within a few days! This is the company to use for your pets medical needs.

Insurer: MetLife

By: Stacy

February 04, 2026

Long lead times and c+ coverage …

Claim took a long time and restriction on claim I would call what our insurance covers a c+

Insurer: Pets Best

By: Shell

February 04, 2026

Useless insurance

Useless insurance. A complete waste of money. I met the deductible 2 years in a row and every claim has been denied. The claims (which were not pre-existing conditions) ranged from vet annual visits, vaccines, office visits, urgent care, emergency room and in patient hospital. Not one submitted has been covered. If you have a pet or pets enrolled with Nationwide pet insurance, save your money and frustration and cancel it. This is coming from someone who is in the insurance industry selling all types of medical and health insurance for 25 years.

Insurer: Nationwide

By: Kristine Eidher

Verified February 04, 2026

Very responsive and paid quickly with…

Very responsive and paid quickly with this claim. Appreciate it.

Insurer: Pumpkin

By: Erica S.

Verified February 04, 2026

I had to take my young corgi Bella to…

I had to take my young corgi Bella to the emergency vet Sunday because she ate a foam letter toy. I called as soon as I arrived to get my number and was extremely pleased how quickly I was helped. I clinic sent in for the pre approval and everything went through. Very helpful and friendly people working the phones.

Insurer: Trupanion

By: Loretta

February 04, 2026

Easy to work with and compassionate

I have had this insurance for my 2 dogs for about 3 years. my Bernese Mountain dog had 2 CCL surgeries back to back last year and Figo was so easy to work with and file a claim. We had no issues at all. Then my Bernese was struck with a rare, aggressive cancer and we lost her 2 weeks ago. Figo not only paid for all our claims but also sent a lovely sympathy note when I reached out to cancel her policy.

Insurer: Figo

By: Laurie Kresl

Verified February 04, 2026

12 years and Satisfied

I’ve been with this company for 12 years now and have never had issues. The claims are super easy to file and the quickness of the money being returned is extremely quick.

Insurer: Healthy Paws

By: Simone Dixon

Verified February 04, 2026

Excellent

I appreciate the promptness and efficiency of having our recent claim and prior claims reviewed and finalized. I’ve had Trupanion coverage for the last 7 years and it’s worth every penny. Thank you so much!

Insurer: Trupanion

By: Jazmon

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