Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,723 total


Verified May 21, 2026

Peace of Mind

I’m incredibly grateful for the fast and compassionate service from Trupanion pet insurance during my cat’s emergency hospitalization. After a very serious medical emergency requiring blood transfusions, plasma transfusions, and specialty care, they processed and settled my claim within just days, with payment arriving the following week. During such a stressful time, having quick support and reimbursement made an enormous difference. Excellent customer service, efficient claims handling, and true peace of mind when it mattered most. I highly recommend them to any pet owner.

Insurer: Trupanion

By: Jenna

Verified May 21, 2026

My recent two claims were paid out much…

My recent two claims were paid out much quicker than usual so I definitely appreciated that but MetLife is more expensive for less coverage than other companies so I cannot give five stars a lot of competitors I would be paying less money each month with an endless amount of coverage instead of only two dogs for $5000 coverage per year

Insurer: MetLife

By: Debra F

Verified May 21, 2026

MetLife reps are great!

While the app and being able to view attachments and check status of claims and payments is cumbersome And requires download of documents to view content of claims Anytime I have spoke to a person they have been friendly, efficient and able to answer questions. I wish it were easy to be able to view even a quick thumbnail preview of each claim to be able to identify which claim Is listed cs having to go three layers in to know which claim I am looking at

Insurer: MetLife

By: customer

May 21, 2026

My experience with Pets Best so far has…

My experience with Pets Best so far has been great. The response time on claims has been effecient and quick, the EOB is clear and easy to understand. The policy is clearly outlined and easy to read. I have 2 pest insured with Pets Best right now.

Insurer: Pets Best

By: Beth Davis

Verified May 21, 2026

They are great

They are great! They answer any questions and help when you need it. They make it easy to make claims and getting refunded right to your account. They are so helpful!

Insurer: MetLife

By: customerCMD

Verified May 21, 2026

Quick response to claim submission

Quick response to claim submission. Chat used to help with account management was very efficient, direct and provided the information needed.

Insurer: MetLife

By: customer

Verified May 21, 2026

Great Customer Service

Kevin made this experience so easy. Explained the options and coverages clearly.

Insurer: Nationwide

By: Teresa Wing

Verified May 21, 2026

Policy Start Date - Ridiculous Wait!!!!

The person who helped was very kind and had an answer for everything (even if it was a script type answer). Which is why I would like to give more stars but the issue is with the policy waiting period, which was stated as over a month. That seems very long especially when you are doing the right thing and adopting/rescuing a pet... they usually need to see a vet and get care sooner than later... This day in age, when you can get an ice cream cake delivered to your home still frozen or transfer thousands of dollars digitally and only wait a day, waiting for over a month for coverage is ridiculous. Just my thoughts.

Insurer: Nationwide

By: customer

Verified May 21, 2026

Great pricing and flexibility

Great pricing and I like the flexibility. My biggest concern is cancer since my older dog is currently very expensive so the high deductible plan was perfect to provide me with some ease of mind.

Insurer: MetLife

By: Patrick Gaul

Verified May 21, 2026

The claim went smoothly

The claim went smoothly, however the compensation for keeping the pet healthy should be larger

Insurer: Fetch

By: Duane Skibinski

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