Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


December 10, 2025

Website/claim service does not work

Been trying to submit our emergency vet bill claim for over a month and the website has been down and every time I try to log in, it makes me reset my password, still never being able to log in, the app also does not work. We pay almost $60 a month and can’t even use the service. Will be switching to new pet insurance.

Insurer: Pets Best

By: Shaina Burbach

Verified December 10, 2025

Fast and easy to make a claim

Fast and easy to make a claim. Was reimbursed in less than a week.

Insurer: Spot

By: KELSEY

December 10, 2025

Pros & Cons

I like the ease of use of the website. I dislike how long it takes to get reimbursed

Insurer: Pets Best

By: Judy L.

Verified December 10, 2025

Fast response to the claim process

Fast response to the claim process

Insurer: Spot

By: Yelena Solovey

Verified December 10, 2025

Process worked great

To begin the data entry needed was clear however I have limited abilities to submit the info due to my computer being pain to navigate, but I did get the info uploaded. FETCH responded quickly keeping me informed as to the review process and within just a few days they informed me they would be mailing me a check to cover their portion of my vet bill per the insurance I acquired online through their website. Very happy with the timeline from start to finish and the amount of my reimbursement from FETCH per our coverage. Did not have any unexpected surprises or snags. Again, very happy overall.

Insurer: Fetch

By: Russell

Verified December 10, 2025

Patient explaining options and coverage

Patient, positive, knowledgeable representative Rebecca made signing up easy. She clearly explained what is and is not covered for multiple options while building my confidence in Prudent Pet!

Insurer: Prudent Pet

By: happy pet person

Verified December 10, 2025

It was quick and easy

It was quick and easy! You told me what I was and wasn't getting for my premium. Some of the other optional benefits didn't explain what I'd get at all - 'You'll get a payment right away for you to chose how to use it' - is that payment $200 or $2000 - in what instances if I'm suddenly sick or injured would I not get it. Tell me what I'm paying for - and you did that!

Insurer: Nationwide

By: Jenson

Verified December 10, 2025

Claim was processed extremely fast

Claim was processed extremely fast, it was easy.

Insurer: Healthy Paws

By: Karen

December 10, 2025

Pets Best is the WORST!!!

They used to complete claims in a week, now it takes several weeks! Their website/app were down for weeks & you couldnt even submit claims! WEEKS!!! It was ridiculous! I DO NOT recommend Pets Best, but now I cant leave because of "pre-existing conditions" clause.

Insurer: Pets Best

By: Kathy

Useful
Verified December 10, 2025

Quick and easy to obtain a claim

Quick and easy to obtain a claim

Insurer: MetLife

By: NANCY ALCANTARA

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