Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


December 09, 2025

Customer service is terrible

Their claim processing is fine but their customer service is terrible. Twice I have reached out to them inquiring about very specific coverages on my policy and all we received were boiler plate answers to refer to our policy coverage paperwork. Duh! That’s why I reached out to them to explain what is covered and what isn’t. I’m not a lawyer and only asked for specifics before procedures were to be done. They answered both times to have the procedures done and then submit a claim to see if they provide coverage. Not professional is any way.

Insurer: Figo

By: Bruce smith

December 09, 2025

RUN RUN RUN AWAY!!!

RUN RUN RUN AWAY!!!! If I could give zero stars I would. After eight years they cancelled their policies to include almost nothing in return for $92 a month. For instance they will pay $5k annually and only 50% of vets costs! They will pay $2500 annually and only 50% of vets costs. This is not insurance. This is a scam! RUN!!

Insurer: Nationwide

By: Karen McCarthy

December 09, 2025

Fast and easy claims submitting…

Fast and easy claims submitting process. Processed claim in less than a month, which is better than the industry norm.

Insurer: Pets Best

By: Mark Tomasi

Verified December 09, 2025

Spoke to an associate!

Spoke to an associate, they were very friendly and helpful. Easy to make claims through their site. They are going to take good care of my kitty when necessary. 😁

Insurer: Prudent Pet

By: Anita Maillet

Verified December 09, 2025

Very easy to deal with FIGO

Very easy to deal with FIGO. The app is user friendly and the reimbursement is true to the contract. I've been with them for over a year, and I still love them!

Insurer: Figo

By: jaime s

Verified December 09, 2025

My experience with MetLife has been a…

My experience with MetLife has been a pleasant one. This is my second year, and I've also added another pet for insurance. The process is simple, the coverage is great, and their reimbursements are quick.

Insurer: MetLife

By: Henry Killings

Verified December 09, 2025

Hope for Cooper- Thank You MetLife Pet

We had the unimaginable happen requiring emergency surgery for our sweet pup Cooper. Having pet insurance was so important and allowed us to focus on him while MetLife Pet insurance took care of everything else. They were compassionate, helpful, resourceful, and timely. It was my son who told me how awesome this company is. And he was correct. Thank you MetLife for helping us save our “ Coops”. He is our world.

Insurer: MetLife

By: Anita

December 09, 2025

Do your research. Not satisfied any more.

They are decent, but they look for every reason not to pay claims. I have been using them for 6+ years, but they continue to deny claims for a ton of different reason. I recently needed a sedative for my dog due to an injury, and they denied it because they do not cover "behavioral medications", but this was medically necessary. Also, when I originally signed up it was $50 per month and now is over $105. They claimed premiums would not go up when I signed up, but recently looked at my account where they have increased EVERY YEAR. **They responded to this saying to call them. I've called many times to ask about the premium but they have a script to read from and nothing changes***

Insurer: Healthy Paws

By: Daniel Pedersen

December 09, 2025

Really disgusted with Fetch

I have had this policy for 2 1/2 years. They have not covered one claim. It started with an ear infection 2 years ago. Found out she has possible allergies. When I took her to the dermatologist they ran bloodwork showed she has bacteria infection which has nothing to do with the allergy. Once the staff infection is gone. They will test her for allergens. This company is a joke!!!

Insurer: Fetch

By: nancy baumgartner

Verified December 09, 2025

Prompt processing of claims

Prompt processing of claims

Insurer: Fetch

By: Teri

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