Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
62,907 total
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Easy App and Great service
App easy to work and claims easy to put in. Very quick at getting back on claims as well. Only talked to customer service once but the girl I talked to was very knowledgeable and friendly.
Insurer: MetLife
By: Emily
Just what we needed!
Been extremely satisfied with our insurance coverage. Our puppy needed expensive eye surgery, and the coverage was excellent. I highly recommend.
Stalling to prevent reimbursement for a claim.
I had one claim filed in February 2025. After 10 months of trying to get reimbursement, I am giving up and switching insurance companies. This is insurance is a scam and all they deal in is stall techniques. First it was there is not a record of a clean bill of health. Once that was provided by myself and the veterinarian office, nothing was done. I called and asked for a status update. And then their next stall technique was the invoice with the vet notes was not descriptive enough to approve the claim. The vet sent in additional information. But still not enough. Absolutely ridiculous and a waste of time. I will not be renewing my policies for my dogs. I will find a company (even if it costs more) that will be true to the insurance policy.
Insurer: Embrace
By: Ansley Godwin
Caring customer service reps
Caring customer service reps, great coverage, easy portal
Insurer: MetLife
By: customer
Easy and Quick
The app is easy to use. Claims are processed quickly and payment can be made directly to my bank account.
Insurer: Spot
By: customer
Fetch is really coming through for me
Fetch is really coming through for me! They have reimbursed me roughly 90% minus my $300 deductible for all testing required to diagnose my dog's problems. Their response time is fast and they keep you updated on your claim status.
Insurer: Fetch
By: Russell Renfro
Compensation was quick.
Compensation was quick. My dog had to have surgery at a massive price. Spot Pet reimbursed me a portion of it quickly once I submitted the documentation. The reimbursement was for a little less than a third of the total cost.
Insurer: Spot
By: william boulware
Very happy to have this insurance
Very happy to have this insurance. I took in a puppy and on his first vet appointment discovered he had heartworm. The insurance company reached out to the vet directly for the medical records to cover the treatment claims. Not only did it help elevate the stress of going through the treatments but I am very grateful for the help covering his treatments that I might not have been able to afford without insurance
Insurer: MetLife
By: Melissa woods
Filing my claim was easy and quick.
Filing my claim was easy and quick.
Insurer: MetLife
By: customer
Claims
What I shimmy like about MetLife insurance is the efficiency with their customer service with the efficiency with the claims with the proper etiquette they talked to me with when I'm very not happy with right now is I submitted two claims and one of my claims is in limbo and I've had a call three times about it
Insurer: MetLife
By: customer