Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified September 10, 2025

Reading is fundamental.

I followed the directions for submitting Zaxx claim and they handled it without any back and forth conversation. I did not have to call, write or email to have my claim settled. Very good service

Insurer: Spot

By: Claudia Taylor

September 10, 2025

Two Key Factors

What made this experience great were two key factors: First, I was really pleasantly surprised by how much was reimbursed - it was honestly substantially more than I expected. The cost of the services reflects the skill, facilities, and level of care provided by this particular vet practice, and we needed the best emergency care possible. Two, it was great to have a live person available to speak with me. I had never filed a claim before, and the customer service person patiently guided me through the process. Even the front desk person at the 24 Hour Emergency Hospital spoke about how easy the process is with Pets Best. And now my dog is completely cured, and the illness was not the devastating financial disaster it would have been without Pets Best insurance. This is a great company!

Insurer: Pets Best

By: Buyer of Chairs and a Table

Verified September 10, 2025

Claims are being approved on a timely…

Claims are being approved on a timely manner and site is easy to navigate

Insurer: MetLife

By: customer

Verified September 10, 2025

Very quick processing of my claim

Very quick processing of my claim

Insurer: Spot

By: Denise J

Verified September 10, 2025

Seamless and quick claim process

I've filed two claims with Embrace and both were so easy to file, with decisions made within days of filing. I'm very pleased with the process and glad I chose Embrace.

Insurer: Embrace

By: Sarah L

Verified September 10, 2025

First time submitting claim

First time submitting claim. Easy and fast.

Insurer: Spot

By: Lois Jensen

September 10, 2025

Great Customer Service

Nicole the representative at Fetch was very knowledgeable and friendly. She answered all of my questions and made me better understand the coverage for my pet.

Insurer: Fetch

By: John

Verified September 10, 2025

Full transparency pet insurance

The application is user-friendly, the premium price is affordable, and putting in a claim is easily accessible.

Insurer: Spot

By: Bobbie P

Verified September 10, 2025

Useless

I have had pet insurance for a long time, my dog finally needed to use it after years and my claim was $3,200. The insurance covered less than half of the claim. With all the money I have put into the insurance I could've paid for the whole surgery instead of paying for pet insurance.

Insurer: Embrace

By: Katherine Duhrkopf

September 10, 2025

Nicole was fantastic

Nicole was fantastic! She stayed on the phone with me to help guide me through the first ever claim I had to file for my fur baby. She answered all my questions and went above and beyond all my expectations. Nicole is a true asset to the Fetch family. I was so pleased with the service she gave me I would recommend her to anyone who needs help. Thank You Nicole!!!

Insurer: Fetch

By: Sususlc Lovenlife

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