Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified December 30, 2025

First claim

This was my first claim. I appreciated how incredibly easy and quick the process was.

Insurer: Trupanion

By: Tracy

Verified December 30, 2025

You guys are awesome

You guys are awesome. At was very easy to fill the claim and your response time as incredible. Within minutes you sent me a notification that your working on it and within another few minutes I had the money in my account. You don’t know how much I and my family appreciate you. Thank you from all our hearts ❤️

Insurer: Pumpkin

By: Karin

Verified December 30, 2025

They are quick to process claims in…

They are quick to process claims in an.emergent situation.

Insurer: Trupanion

By: Eva

Verified December 30, 2025

Customer Service is top-notch

Customer Service is top-notch. I do not like talking to an AI generated bot and talking to a human is so much more helpful and personal. Your claims process was seamless and easy to navigate. The forms tell us exactly what we need to do so that there is no glitches. Thank you for your excellent service!

Insurer: MetLife

By: Kathy D.

Verified December 30, 2025

A claim was submitted for $246.51 for…

A claim was submitted for $246.51 for medications. Only $16 was paid and indicated the claim settled. I called and spoke with your representative, Brandi, who told me Claims would investigate and respond to me. (Eye medications) No response yet. A claim was submitted in November for $1700 and still has not been paid. I did , however receive a payment of approximately $3000. dental surgery for Zeus. I'm disappointed in your claim service and as a former Sales Representative of Metlife, for over 50 years,disappointed in the reputation your claim processing will generate. Paul Katz

Insurer: MetLife

By: customer

Verified December 30, 2025

The process is very easy

The process is very easy. Upload documents and the process begins. An EOB is provided to explain exactly what is covered and what is not with a detailed explanation. If you disagree with something you can call their customer service and ask them to review it again.

Insurer: MetLife

By: Shannon

Verified December 30, 2025

Pumpkin insurance happy with pumpkin is easy to work with…

Pumpkin insurance is easy to work with And payment proclaims are made quickly. Dealing with the agents they are extremely helpful and courteous. Very happy with choosing pumpkin for my pets insurance.

Insurer: Pumpkin

By: Peter

Verified December 30, 2025

Website very easy to navigate and…

Website very easy to navigate and select type of coverage needed.

Insurer: Prudent Pet

By: DIANA MOORE

Verified December 30, 2025

Glad I picked this company

My dog has been insured since he was a puppy and he’s now 5 years old. Super quick reimbursements…. literally overnight! This company seems honest, my rate was lowered as market rates changed. Thank you!

Insurer: Trupanion

By: Sunde Farquhar

Verified December 30, 2025

Process was simple and clear

Process was simple and clear. I feel confident with my choice and look forward to using this health plan for my fur baby.

Insurer: MetLife

By: Teresa Rodriguez Melendez

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