Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 03, 2026

Quick communication and ease

Ease of use, navigation of website and quick response to claims. I also appreciate the consistent updates.

Insurer: MetLife

By: Steve

Verified January 03, 2026

Poor user interface both on website and…

Poor user interface both on website and on app. Payout methods didn't work, had to wait for physical checks to arrive. Insurance wasn't there for me when i needed it the most.

Insurer: MetLife

By: Carlos Ramos

Verified January 03, 2026

Trupanion is excellent in every way I…

Trupanion is excellent in every way I can think of. Really love it that the vet can bill while you are checking out and you know how much they covered instantaneously. Great organization.

Insurer: Trupanion

By: Polly Smith

Verified January 03, 2026

After an explanation,,,When I first submitted Sta's diagnosis…

When I first submitted Sta's diagnosis it was rejected because she had a rash in 2021 due to fleas. She was diagnosed with Cushing's in late 2025. She had a horrible rash but it had nothing to do with fleas. Once I talked to someone on the phone, he understood the difference. Then Met life weighed in in Star's favor.

Insurer: MetLife

By: Maria

Verified January 03, 2026

Overall, pretty darn good

The only reason I didn't give a 5 is because a couple reimbursements seemed to take awhile.

Insurer: MetLife

By: P J Daniel

Verified January 03, 2026

A+ Insurance

Portal is user friendly. Quick response to claims submitted and great insurance coverage.

Insurer: Trupanion

By: Lisa

Verified January 03, 2026

Extremely Easy

It was extremely easy to download all required forms on your website. When I would sign in to check the status I could see I was in "queued" status which let me know the claim was being reviewed. The only thing is that claims should be processed sooner as I needed to pay my credit card soon so I would not have interest charged on my credit card account.

Insurer: Spot

By: Emcee

Verified January 03, 2026

Very quick payment for my 8 month old…

Very quick payment for my 8 month old ESS seizures, hospitalizations and treatment. Very pleased.

Insurer: Trupanion

By: Robin

January 03, 2026

Dental pain relief

I was fortunate to not need the insurance after purchasing it for a few years. But when my girl Lacey ended up with dental fracture injuries PetsBest processed my claims quickly - even reaching out to my vet for records. All applicable charges for visit and surgery were taken care of and I received payment based on my policy terms. Highly recommend PetsBest !!

Insurer: Pets Best

By: Cindy K

January 03, 2026

Quick processing of claims

Quick processing of claims and I have never once had to fight to have a claim approved.

Insurer: Pets Best

By: Karen Ritchie

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