Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 03, 2026

Wish the refund was a little quicker…

Wish the refund was a little quicker but they do a great job in communicating.

Insurer: MetLife

By: KM

Verified January 03, 2026

Very easy to use and quick…

Very easy to use and quick reimbursement. I highly recommend this insurance.

Insurer: Pumpkin

By: Anna Philhower

Verified January 03, 2026

Quick Turnaround

Service at MetLife has improved dramatically. Processing time is now down to less than a week.

Insurer: MetLife

By: Kim Archuleta

Verified January 03, 2026

There is always a prompt response

There is always a prompt response to my claims. Clear explanation of payment and always available to answer any eI have.

Insurer: MetLife

By: Paulette Hilbun

Verified January 03, 2026

It takes 1 month from application to…

It takes 1 month from application to get the coverage. That is awful.

Insurer: Nationwide

By: customer

Verified January 03, 2026

MetLife pet insurance has been great

MetLife pet insurance has been great! We have a 9 month old puppy and they have definitely saved us from some expensive emergency and routine bills.

Insurer: MetLife

By: customer

Verified January 03, 2026

My cat would not be alive today if I…

My cat would not be alive today if I didn’t have Trupanion. My vets office submits the claim for me and I don’t even have to wait 10 minutes later for a response from Trupanion. In an emergency situation this takes the edge off making decisions for my pet’s medical care. Thank you.

Insurer: Trupanion

By: Brittney

January 03, 2026

PetsBest Cannot Claim Website Issues

Our Vet submitted handwritten receipts for our 2 claims for Nov/Dec. PetsBest denied BOTH claims claiming "unreadable" but never contacted the doctor ! Petsbest never took the time to read purpose of visit & associate the line entries. Then...I reviewed the Vet Notes and w/o ANY medical experience translated every single word for PetsBest, who only then (after 4 weeks of nonsense Emails/US Mail Letters) settled our claims. PetBest claim reviewers must be Button Pusher Interns who REJECT rather than READ. THIS HAPPENED THOUGHOUT ALL OF 2025 ! Their Website crashed & it took 8 WEEKS TO PROVIDE ANY PORTAL ENTRY OR RESULTS VIA WEBSITE. WHO IS THE "IT FOR PETSBEST"? Nobody takes 8 weeks to get a website updated or back up online

Insurer: Pets Best

Veterinarian: Gibbons Veterinary Hospital

By: James

Useful
January 03, 2026

We love Pets Best

We love Pets Best! They have been fantastic with claims and reimbursement of those claims.

Insurer: Pets Best

By: Jim

Verified January 03, 2026

Kitty emergency

We had an emergency with our wonderful little kitty. We had an almost $4k bill that trupanion dropped down to $900. It was a huge relief that we could get our sweet boy the treatment he needed without stressing about how we were going to pay our normal bills this month. It was fast and easy, with approval they paid their part up front.

Insurer: Trupanion

By: Shannon Pekarski

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