Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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It’s scary enough when your pup is…
It’s scary enough when your pup is sick. With Fetch we were able to put her needs first without the financial worry.
Insurer: Fetch
By: Nancy
I would give this a 5 but I just signed…
I would give this a 5 but I just signed up and have no idea how they will perform when I need them. Beyond that, they offer a vast array of coverage including unlimited which I need for my Savannah cat. Better safe than sorry paying a huge vet bill.
Insurer: Embrace
By: Erik Radcliffe
Personal servce, good product, reasonable price
I was impressed that I was able to speak to someone (not AI), they were very polite and helpful and ;your prices/coverage were reasonable and within my price range.
Insurer: Prudent Pet
By: shoppingcartamgmail.com
Fantastic service submitting and…
Fantastic service submitting and receiving quick evaluation and payment of the claim. Very streamlined process and extremely appreciated for me and my pooch!
Insurer: Embrace
By: Jonathan Tanz
I have no trouble with claims Pumpkin…
I have no trouble with claims Pumpkin doing a great job
Insurer: Pumpkin
By: Josephine
80% increase with no claims
PetsBest just raised my insurance by 80% when I had no claims in over two years! This is outrageous, and may be related to the fact it was sold to another company last year, so we can expect more denied claims as they try to increase profits. If you have a claim, they will never pre-approve it. Their tactic is "submit and then we'll see", so if they deny it, you will have to spend thousands out of pocket. Only had one claim about three or four years ago, and this was very unnerving. This 80% increase from one year to the next is the last straw. I cannot trust they won't keep doing the same. As it tends to happen, their support team was of no help.
Insurer: Pets Best
By: Paul
Slow customer service, dishonest practices, deny legitimate claims. Avoid at all costs.
I am writing this review to warn other pet owners. We purchased a top-tier, unlimited-benefit plan from Pets Best, believing we were doing the responsible thing for our dog. When she needed a necessary $6,500 surgery, our claim was denied. The denial was based on a "pre-existing condition" from a minor, completely resolved skin issue that occurred in another country over two years (29 months) before our policy even started. We appealed, providing clear evidence that the two issues were unrelated. Most importantly, we submitted a formal letter from our board-certified veterinary surgeon who explicitly stated that the conditions were "clinically distinct" and that the new problem was triggered by environmental factors after our policy was in effect. Pets Best ignored the specialist's expert medical opinion and upheld their denial through two separate appeals. If you are looking for an insurance company that will stand by you, look elsewhere. Pets Best has shown that they will use any loophole in their policy to deny a legitimate claim, even when faced with overwhelming medical evidence to the contrary. They do not operate in good faith. We have since canceled our policy and strongly advise other pet owners to avoid this company.
Excellent
A very stressful time waiting for biopsy results was made tolerable by the quick & easy claim submission & subsequent reimbursement… Thank you!!
Easy and fast claim
Easy and fast claim
Insurer: Spot
By: Tiffaney Noland
Clear pricing and prompt claim reimbursement
The pricing is transparent to choose the level of coverage that fits your financial circumstances. Processing of claims is simple online, and the payment is prompt. I value pet insurance primarily for unexpected large expenses, such as my dog's recent foot surgery. It's nice to know the coverage is there when needed.
Insurer: Spot
By: Barbara Hendrix