Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Extremely disappointing
I had an extremely disappointing experience with Pets Best. My dog required emergency surgery for an acute foreign body ingestion. Despite the condition occurring after the policy waiting period, Pets Best denied the claim as "pre-existing" based on a single assumed note in the medical record. What's most troubling is that the treating veterinarian provided a signed written clarification confirming that the assumption was incorrect and denial was based on inaccurate history. Pets Best refused to consider this correction and continued to rely on the assumption to deny coverage. The appeals process felt one-sided and inflexible, with little regard for corrected medical evidence or fair claims handling. I ultimately had to file a complaint with the Hawaii Department of Insurance due to the way this claim was handled. I strongly recommend that anyone considering Pets Best read reviews carefully and understand that claim denials may hinge on technicalities rather than facts.
Insurer: Pets Best
By: Alvin Delfín
Our little fur baby had an emergency…
Our little fur baby had an emergency and when I submitted my claim I was contacted very quickly saying that they had covered a good amount of my bill.
Insurer: Trupanion
By: Debbie
Great phone service at Nationwide pet insurance company
I spoke with Alex Artiles and he was really helpful walking me through the coverage options. We got disconnected right at the end of the call and he called me back to confirm the plan coverage. He was super cheerful and very nice!
Insurer: Nationwide
By: Cherie Buszczak
Terrible nightmare experience with pets…
Terrible nightmare experience with pets best. Wrongfully denied 2 claims because they “didn’t receive records” even though my vet faxed them 5 times, I uploaded them, and emailed them and their customer service confirmed they had them. I was told they would reopen the claims never did. They are essentially scamming consumers at this point. Company went extremely downhill after it was bought by independence pet in 2024. Wait times 1-2 hours, customer service has no idea what they’re talking about, they’re extremely rude condescending and passive aggressive. I called 10 times over 2 months trying to resolve my issues was told something different each time, and I requested a callback from a manager multiple times and never got one. Absolutely terrible company, please avoid using them in 2025 save yourself the heartache/headache
Insurer: Pets Best
By: Tj Silva
Pets Best is the GOAT
I purchased the wellness coverage for my middle aged cat. My claim was processed quickly, and I was reimbursed exactly as described in the policy document. The explanation of benefits was easy to understand, and the money was deposited directly into my bank account. I am very pleased with the speed and ease of the entire process - from purchasing the plan to reimbursement on my claim.
Easy to use claim system
Easy to use claim system, very prompt refunding. Staff are lovely if you have any questions.
Insurer: Pumpkin
By: Oonagh
Art was great
Art was great. He helped me find another policy. I am upset that the coverage my dog received is no longer available. Genetic coverage and internal things like cancer not covered. As pets age things happen and now no coverage for those things. You forget about the senior dogs. Do better.
Insurer: Nationwide
By: customer
Best pet insurance for my 2 Dogs a Shih Tzu and Goldendoodle
I have had a great experiance with my Veternarian Stockbrige Animal Hospital with excellent service and Best Pet insurance. It was easy to submit claims . All claims was reimbursed within 2 weeks Highly recommended
Gonna switch pet policy
They take forever to process claims. Never received any reimbursement on my 2024 claim. With my ‘25 claim, I only received a small fraction of my claim amount. On the annual wellness claim I got $30. According to policy coverage, I should have received more. Then my dog’s dental was only partially reimbursed. I don’t understand and I’m not very happy. Having no policy would have actually been more cost effective leaving money in my pocket!
Insurer: Pets Best
By: S