Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Outstanding service
Our pet, Charli, suffered a ruptured disc in her back about 7 months ago. Following surgery, we filed a claim with Healthy Paws for the procedure and all that was involved with that, including follow up physical therapy. Healthy Paws was fast and fair in their evaluation of our claims and we were reimbursed in a very timely manner. Since then, Charli, has suffered what appears to be a auto-immune disease. The doctor is still conducted tests and evaluations attempting to pinpoint exactly what Charli is suffering from. Again, we filed claims (and still are as the treatment is ongoing) with Healthy Paws. Again, Healthy Paws was fast and fair in their evaluation of our claims and we were reimbursed in a very timely manner. I only wish other insurance companies I have dealt with were as fast, fair, and proficient as Healthy Paws.
Insurer: Healthy Paws
By: SAC
Not complicated to submit claim and…
Not complicated to submit claim and rapid direct deposit claim.
Insurer: Spot
By: Art Jones
Spot pet insurance has been great
Spot pet insurance has been great. We placed Bella on the plan when she was a puppy and did not have to use it for 4.5 years. However when we needed the insurance Spot picked up their part of the tab. Thank you Spot.
Insurer: Spot
By: Eric Schrowang
Logging on to Pet Ins was EASY
Logging on to Pet Ins was EASY. Sign up was simple. Contact info, type of dog, age, and Vet name all easy to provide. I didn't go with 5 stars because I was confused with the choice of plans: Accident or Illness ? As a customer, I want both. There does't seem to be a 'both' option. Further, I don't understand why my Plan will not be effective for two weeks. You requested two months payment up front and you are delaying services for two weeks. And, based upon this fact, I wish I could change the review to just THREE stars. However, you locked in 4 already - before my written review was complete. Again, NOT customer friendly.
Insurer: Nationwide
By: Alex.rydel
Completely deceptive coverage and…
Completely deceptive coverage and reimbursement policies. The only scenario in which this policy makes sense is if your dog has multiple, different, health issues per year. A single, life threatening malignancy that required $5K in treatment was reimbursed for $500 because it was a "single incident"
Insurer: AKC
By: T F
Best insurance company to go with!
Applying for tenants insurance was stressful. So many different wordings for the same things. Sonnet made it super simple to understand,applying was easy and fast and all online! Such a convenience! Their super helpful when you do need it. The chat is easy to access and simple to understand. Emailing is super fast. Thir response times are amazing 👌. Their also extremely understanding and willing to help as long as we the holder communicate to them. 1000% would recommend
Insurer: Sonnet
By: Stephanie Kelly
I’ve been with Spot for over a year
I’ve been with Spot for a year now and I absolutely love it! Claims are handled in a timely manner and everything is always taken care of with love and care! I’ve never thought of changing companies because it’s just so perfect
Insurer: Spot
By: Jasmine Lusiak
One of the best decisions I’ve made
Getting Trupanion pet insurance through Chewy was hands down one of the best decisions I’ve ever made as a pet parent. During an incredibly stressful situation with my kitten, Trupanion made everything so easy when I needed it most. They pay the vet directly (as long as the vet is set up), which was huge for me. I simply asked my vet if they would sign up and they did. Because of that, I didn’t have to wait for reimbursements or front thousands of dollars. Claims were approved within minutes, and the relief I felt was unreal. On top of that, their customer service is amazing. No endless call tree, no robots, when you call, you get a real human being on the phone who is kind, helpful, and efficient. I insured my kitten at just 8 weeks old, and I cannot stress this enough: get your pet insured as soon as you bring them home. It will save you money, stress, and so much emotional energy when something unexpected happens. Honestly, I can’t say enough good things about Trupanion. They showed up when it mattered most, and I’m incredibly grateful.
Insurer: Trupanion
By: Naresh Mar
Jack had surgery for a swollen gland in…
Jack had surgery for a swollen gland in his mouth from a dog attack that transpired and caused broken teeth that we were not aware of at the time. They reimbursed us the amount agreed upon after deductible and has been very helpful and friendly helping our pet so we added our other English to the insurance. Karley Gulash was very forward and helpful with understanding what would be covered and what was needed for ziva. Great place so far!
Insurer: Fetch
By: Kendra Brittain
Easy
Easy, details for coverage are easy to understand and are made very clear.
Insurer: MetLife
By: Manuel Pablo