Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


October 08, 2025

claims

it has been 3 weeks since my claim was placed. I called him several times and the only answer I get is to continue waiting

Insurer: Pets Best

Veterinarian: Pet Lovers Animal Clinic @NW 7th St

By: Johana

Useful
October 08, 2025

Pets Best insurance

Pets Best processes claims quickly and the coverage I have on my policy really makes decisions diagnostically and treatment wise very easy. I would highly recommend and have never felt like they are looking to get out paying for a claim. Almost 9 years with them and I would recommend.

Insurer: Pets Best

Veterinarian: Duxbury Animal Hospital

By: Nina

Useful
October 08, 2025

Excellent experience

This company has always come through in a reasonable amount of time with a fair reimbursement. We have had an overall excellent experience with their website and their coverage and we are so pleased that we chose Pets Best.

Insurer: Pets Best

By: Barb

October 08, 2025

Always easy to prepare and submit a…

Always easy to prepare and submit a claim. Processing and payment very quick! Have been with Embrace for years, now with our second pooch.

Insurer: Embrace

By: Fred Moon

Verified October 08, 2025

I have had very good experiences with…

I have had very good experiences with Healthy Paws. They have always processed my claims in a timely basis and I have never been denied payments for the expenses I have incurred.

Insurer: Healthy Paws

By: gail gurman

Verified October 08, 2025

My baby just had emergency surgery

My baby just had emergency surgery. His gall bladder nearly burst and he would have died. They did an emergency surgery and saved his life. The vet bill was well over 16k. Thank God for healthy Paws. They covered my bill and my boy is home safe and sound and I have peace of mind. Healthy paws pays quickly and the process is very easy.

Insurer: Healthy Paws

By: LISA Mercurio

Verified October 08, 2025

This is my 2nd time using SPOT and I'm…

This is my 2nd time using SPOT and I'm so impressed with their service. We lost our 18 1/2 year old kitty just this last May and SPOT made it so easy to handle all of the costs we incurred trying to save her - it was great not to have to deal with that while grieving our loss. Now, we have 2 new kittens and they will be covered for the rest of their lives. Thank you SPOT!

Insurer: Spot

By: Leslie Rundell

Verified October 08, 2025

Spot is great!

I love spot, theyre straight forward about insurance, proof of bills are sent in then they direct deposit or send a check to you back with what they help pay. They are prompt about getting back to you. I never had an issue with them getting back to me. Insurance for smaller things are whatever to me, they paid a portion of those too. I had a solid just basic coverage. But man insurance sure did come in handy during extreme help for my cats medical/emergency bills. I am so grateful i looked into insurance for my little guy. It does help you guys! My pay out helped my finances so much. I would definitely use Spot again or recommend it to others! Give them a go!

Insurer: Spot

By: Cash money

October 08, 2025

Stress-free, appreciate wellness benefits

Website is always easy to navigate and it has been stress-free to upload a claim. We Appreciate that Embrace has a Wellness category. It prevents little things from turning into big things. Seems that most other insurance companies don’t understand that.

Insurer: Embrace

By: susan s

Verified October 08, 2025

Fast response on the claim and…

Fast response on the claim and reimbursement went directly into my bank account. I also appreciate the follow up from Healthy Paws post surgery.

Insurer: Healthy Paws

By: James Edmonds

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