Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Great insurance!
Great insurance! People are really nice. Never have any problems and paid for claims right away.
Insurer: Trupanion
By: Gail
Typical insurer games - deny claims, make policyholder jump through hoops
My dog had a reaction to his rabies vaccine while at the vet & was given an antihistamine to treat the reaction. The claim was denied on the grounds that it was a wellness visit, not an accident, injury or sickness. The claim was only about $25 and the time & effort that it would take to file an appeal with them just isn't worth it. If this is how they nickel & dime policyholders on a $25 claim, I can only imagine the games they play when the claim is hundreds or thousands of dollars. Stay away from this insurer.
Insurer: ASPCA
By: Arthur
The best company
Not only did healthy paws save us a lot of money but they also emailed us to find out how milo was doing. I think this is the best company for pet insurance. They paid out 2 claims in 2 years without giving us a hard time. They also have a heart.
Insurer: Healthy Paws
By: SHARI
Long time customer
I have had several pets insured by Embrace for the past 15 years. My current pet has a brain tumor. It is comforting to know I have the insurance. All claims but one (just needed a quick phone to get resolved) has been handled quickly and checks issued within a week. I would and have recommend Embrace to others.
Insurer: Embrace
By: JJ
Love Trupanion.
Love Trupanion. People are so nice. Never have any problems. Paid quickly.
Insurer: Trupanion
By: Gail
Lovely staff
One of the things I am happy with is the customer service as well as taking care of some of the costs of vet bills. Always pleasant lovely staff and helpful
Insurer: Trupanion
By: Pam
Very helpful.
Our conversation was very helpful. We had a question about coverage and Sterling was very helpful. We ended up taking a different course of action than our hypothetical question.
Insurer: Trupanion
By: Chris
Best Coverage, NO Hassle Pet Insurance
I cannot even begin to explain what a great company Healthy Paws is! Easy to file claims, quick reimbursement and NEVER a problem! I have had other pet insurance in the past that had a cap on what they would pay for each visit, treatment, medication etc. Not with Healthy Paws! My basset recently needed $3000 worth of surgery to save her eyesight. She is only 4 years old! We didn't hesitate to schedule the surgery because we knew we were covered. Don't know what we would have done without pet insurance and so glad that we have the best! Other claims with her and our other dogs have all been handled just as easy.
Insurer: Healthy Paws
By: Janet
There when you need them to be!
We have been paying into pet insurance for 5 years and thankfully never had to use it until this past year. Our large breed dog needed to have both knees repaired from torn cruciate ligament. We thought we were going to get a run around using our insurance for the first time but boy were we wrong. Pets + Us have been amazing and have come through exactly as our plan was laid out to be. They are efficient and fair when processing claims and I would highly recommend them!
Insurer: Pets Plus Us
By: Jodie