Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 23, 2026

the claims process and the refunds are…

the claims process and the refunds are quick

Insurer: MetLife

By: customer

March 23, 2026

I had a great experience with MetLife…

I had a great experience with MetLife with a claim of a emergency care bill. I put the claim in for 1082 and in about 3 days the claim was processed and MetLife covered 90% of it. It was a great relief especially since it was a stressful moment for me.

Insurer: MetLife

By: customer

March 23, 2026

Easy to file a claim online

Easy to file a claim online. Quick response.

Insurer: MetLife

By: customer

March 23, 2026

Oscar 12 yr old Hav/Malt mix

Oscar is fortunately (so far) a fairly low maintenance pet, He's had a single luxating patella operation which was covered by Pet's Best and we were satisfied with the reimbursement.. Minor health issues also covered properly. No real issues except cost...Pet's Best was somehow awarded an almost 30% premium increase in NJ...but then again, it is New Jersey :(

Insurer: Pets Best

Veterinarian: Black River Veterinary Hospital

By: philip

Useful
March 23, 2026

The claim process is easy and responses…

The claim process is easy and responses are fast. I would recommend

Insurer: Spot

By: Sandy Nelson

March 23, 2026

Easy to use

Easy to use. Simplified settlement. No fuss

Insurer: Spot

By: Carl T

March 23, 2026

Great company to deal with

I have two dog Insurance policies with Met Life Pet Insurance and have been impressed with the speed and efficiency they handle our claims.

Insurer: MetLife

By: customer

March 23, 2026

Submitting my claim was simple and I…

Submitting my claim was simple and I was reimbursed quickly. Thank you MetLife!

Insurer: MetLife

By: Kerri Lynn

March 23, 2026

Our poor chihuahua was mauled

Our poor chihuahua was mauled by 4 big dogs. But because of Embrace insurance he is doing well. Thank you Embrace.

Insurer: Embrace

By: Connie Frederick Garcia

March 23, 2026

Such a quick and easy process.

Such a quick and easy process. I submitted all my bills for my cat's sudden need for oral surgery and received the reimbursement within 10 business days. I was very pleased with how easy the submittal was to do and how quickly SPOT responsed.

Insurer: Spot

By: KS

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