Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 23, 2026

It was so easy.

It was so easy. I told the vet that I have Trupanion and that was it. The vet was able to do everything from there side and all I had to do was pay them my part.

Insurer: Trupanion

By: Kim

March 23, 2026

Love Trupanion

I love the simplicity of your operation and everyone taking care of my puppies have Trupanion. So making claims is very easy and convenient.

Insurer: Trupanion

By: David Torres

March 23, 2026

I had Amber to the emergency vet late…

I had Amber to the emergency vet late at night and they put the claim through to Trupanion and Trupanion had someone there and paid the claim before I left the vet. Truly great service.

Insurer: Trupanion

By: Ronnie

March 23, 2026

I can't log into my account

I can't log into my account. I have called and still the IT dept hasn't fix it. I get "403 Forbidden Microsoft-Azure-Application-Gateway/v2" code. Plus it takes up to 25 days to process claims. If they don't get their act together I'm going somewhere else.

Insurer: Pets Best

By: Joseph Burclaw

March 23, 2026

Covers little to nothing for dental and…

Covers little to nothing for dental and still waiting on refund from the vet which was almost 3 weeks ago. Very disappointed...

Insurer: Spot

By: Becka Duerr

March 23, 2026

Very simple to submit claim and receive…

Very simple to submit claim and receive payment

Insurer: MetLife

By: customer

March 23, 2026

Love the app!

Explanation of documents and uploading experience through the app was great! Quick and accurate turnaround time.

Insurer: MetLife

By: customer

March 23, 2026

Really easy and helpful

Really easy and helpful, great coverage and great people!

Insurer: MetLife

By: Caroline Holland

March 23, 2026

Given two stars instead of just one…

Given two stars instead of just one star. Our newly adopted cat had an upper respiratory infection. Urgent Vet care took care of him and we submitted the claim. Waiting a few days and no response from MetLife Pet Ins. I called them. They had never received my claim. Resubmitted and they received it. Processing took a couple of days and there was missing information. SOAP - what was that? Spell things out for us! Turns out it's his pre adoption record. Sent that in. Processed the claim and notified it was approved. Now I wait for my refund. Crickets. Called them. Supposed to receive another email on how I want my refund. Just send me a check. I shouldn't have to go and create an account and give my banking information to receive my refund. I say beware of getting MetLife Pet Insurance if you have a pet. The amount of monthly payment and the total yearly amount they cover is not worth it. Yes, I'm glad we were given a "free" trial and we used it. But this ordeal we had to go through was not worth it. Just my humble thoughts.

Insurer: MetLife

By: Rudy's Parents

March 23, 2026

Trupanion was kind and had patience

The vet’s office had no idea how to file a claim- a claim was filed on my behalf using someone’s else and Trupanion was very kind working with the office manager to correct their error. I was extremely bothered that the vet’s office promotes Trupanion but didn’t look out for me and my dog to ensure claims were done right. I had to get a little upset to get them moving- very sad.

Insurer: Trupanion

By: Lou A

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