Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified February 13, 2026

Healthy paws claim experience is really…

Healthy paws claim experience is really easy to use and payment comes quickly. Thank you to Healthy Paws for helping my dog Penelope who has had a lot of health issues.

Insurer: Healthy Paws

By: Jillian

Verified February 13, 2026

I adopted an 8 year old lab named Buddy…

I adopted an 8 year old lab named Buddy that lived with a cone on for years, and wasn’t to the vet for a long time. Blue Chip the organization I adopted from sent me an email saying to apply for Metlife pet insurance. I applied and got the insurance. It was absolutely God sent. My husband and i are retirees on a fixed budget. Metlife really cares about pets . I got the insurance on 01/01/2026 and 9 days later when i took Buddy to the vet , Metlife coverd it minus my deductible. Thank u Metlife for covering my 8 year old rescue for a very responsible price.

Insurer: MetLife

By: Pearl Sarbaugh

February 13, 2026

Smartest choice I made in trusting…

Smartest choice I made in trusting Trupanion as my pet insurance company. Three dogs, one with allergies and arthritis, one with lymphoma and one with car sickness! Covered by Trupanion on all medical expenses and I only pay 10% of the cost when taking them to the vet for injections, chemotherapy, medications and more. I also like the fact that your veterinarian can bill Trupanion up front rather than submitting the claim yourself. It saves so much and I'm truly grateful for Trupanion's coverage. Highly recommend!

Insurer: Trupanion

By: Denise Henderson

Verified February 13, 2026

Trupanion is a great insurance to cover…

Trupanion is a great insurance to cover your pet. They make it so easy to file a claim and the turnaround is always fast.

Insurer: Trupanion

By: Susan Kraeger

Verified February 13, 2026

They were right on board to help with…

They were right on board to help with expenses for tumor and cancer treatment.

Insurer: Trupanion

By: Shelly

Verified February 13, 2026

Think it could of been explain a little…

Think it could of been explain a little slower, because I'm still not 100% what what you cover and what you don't. I was told that I'd get paperwork on it, but yet yet I haven't seen it.

Insurer: Nationwide

By: customer

Verified February 13, 2026

The representatives

The representatives I had to work with a couple of reps. I sent in claims, and all supportive documentation (soap note a couple of days later). I had constant emails re missing soap note ( for two+ weeks). Finally resolved 2/11/26. Earlier I scope w/a rep re a med. The case reviewer did not understand “generic” vs “ brand name”… I walked the rep I was speaking with through that. And asked her to please educate the reviewer.

Insurer: MetLife

By: customer

Verified February 12, 2026

It's always so easy to submit claims.

It's always so easy to submit claims.

Insurer: Spot

By: Joyce Hansen

Verified February 12, 2026

I can’t say enough about how wonderful …

I can’t say enough about how wonderful Pumpkin insurance is. My little Maltipoo Marina has been going thru some health issues and having Pumpkin has been such a blessing. Every claim I’ve filed has been paid very quickly, and everyone I’ve spoken to has been extremely nice and helpful. ❤️

Insurer: Pumpkin

By: customer

Verified February 12, 2026

We’ve had only smooth experiences with…

We’ve had only smooth experiences with MetLife when dealing with our pets. Quick turnarounds, no hassles. We couldn’t be more please.

Insurer: MetLife

By: Will S

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