Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,345 total


April 03, 2026

Embrace works so well!

We had a somewhat rocky start with pre-ex but worked it all out to our mutual satisfaction. Staff is extremely pleasant and quick to respond. Claim payment is excellent. If you're unsure about this insurance, let me say how easy it is to file a claim and how quickly it's paid...usually 3-4 days. That's amazing. You're also offered the option to either keep the current coverage or reduce it. Either way, Embrace will work with you to find the right answer for you and your pet(s).

Insurer: Embrace

By: Roberta Jean Reardon

Verified April 03, 2026

Check-up/shots - Podgie - almost 4 yrs old

Upon submitting the claim for my dog, the App froze up a few times. After this happened twice, I closed the App and resubmitted the claim and it worked like a charm.

Insurer: MetLife

By: Mrs. Lukasewicz

April 03, 2026

I have had Pets Best for quite a while

I have had Pets Best for quite a while. I have filed claims over the years but this year my Springer has had an awful year health wise. Several large surgeries and issues in between. You have paid the claims and your customer service reps are always willing to help when I have questions. So glad I chose your company. Thanks

Insurer: Pets Best

By: Deb

Verified April 03, 2026

I was very hesitant about getting pet…

I was very hesitant about getting pet insurance for our frenchie now had it but always had a furkid . After doing some searching and talking with one of your representatives who was very friendly I decided to get insurance from Metlife. I have submitted 3 claims and the refund it turnaround is awesome.

Insurer: MetLife

By: Debbie Gurrola

Verified April 03, 2026

Fast and quick process.

Fast and quick process.

Insurer: Sonnet

By: Patrick Ude

Verified April 03, 2026

Fantastic Coverage and service.

Fantastic Coverage and service.

Insurer: MetLife

By: Joe Graeber

Verified April 03, 2026

Helping us with medical costs for our pup

Our one year old pup is having stomach issues and in need of a lot of testing- thank goodness for Trupanion! The insurance has helped us immensely for the expensive testing needed.

Insurer: Trupanion

By: Joanne

Verified April 02, 2026

Quick reimbursement

Quick reimbursement. No hassle.

Insurer: MetLife

By: customer

Verified April 02, 2026

The customer service rep who answered…

The customer service rep who answered my questions was fantastic. I can't believe how quickly you processed and paid my claims. I have $0 deductible 90% coverage plan and I love everything about it.

Insurer: MetLife

By: customer

Verified April 02, 2026

Accident prone Dog

I bought this insurance because I have an accident prone dog. Have had to file to file 3 claims for injuries and so far, each claim has been paid without incident.

Insurer: Spot

By: Kddallas

Compare top pet insurance providers plans.