Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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So glad to have Spot!!
So glad to have Spot! It’s affordable and they take care of claims quickly and efficiently - I didn’t have to keep calling to check the status of my claim. My pup had surgery 2 weeks ago and the claim was paid before the 10 day follow up visit. It’s been a relief, thank you Spot!!!
Insurer: Spot
By: Dani K
It's been over two weeks and no word on…
It's been over two weeks and no word on the approval. I don't even want this insurance anymore and I have no way of canceling. Just a stupid process overall.
Insurer: Nationwide
By: Devon
It offers excellent coverage.
It offers excellent coverage.
Insurer: MetLife
By: DARWIN RAMOS
Making a claim was easy and the…
Making a claim was easy and the decision was made the next day
Insurer: Pumpkin
By: George Stuber
I have had Spot insurance for probably…
I have had Spot insurance for probably almost 2 years! My cat Meeko needed surgery to remove bladder stones that could not be treated with medication! Filing a claim was easy and the response was swift.
Insurer: Spot
By: Marjorie Reid
Manny was amazing going over policy…
Manny was amazing going over policy option for my two new puppies. Our 15.5 year old pup passed last January and we used Nationwide Pet insurance all of his life.
Insurer: Nationwide
By: Mishell Pendleton
Hassle-free experience
Claims submission is simple, I seldom wait more than a few days for processing, and reimbursements are so quick with direct deposit. I’ve simply never had any hassles with Healthy Paws.
Insurer: Healthy Paws
By: T. Bowersox
Not user friendly
It was very easy to sign but not to file a claim. I purchased the Wellness package so I waited to have a few receipts before I filed. I had to file each one separately even though they were from the SAME vendor. They say supplement or vitamins are covered but I think Wrap a Pill should be covered because he wouldn't take any pill without it. They disagreed. I will say they told me 10-15 business days & clms were processed or denied the next day. We will see how long it takes to get the checks. That is wasteful to cut me individual checks. I feel the entire process is NOT user-friendly. I wanted to give 3.5 stars but that wouldn't work.
Insurer: Embrace
By: Corinne
Smooth experience & Helpful Advisor
Great pricing that’s actually affordable, very inclusive coverage, and my advisor Justin Worthington, was incredibly helpful throughout the process. Highly recommend!
Insurer: Fetch Canada
By: Courtney Adomaitis
Great pet insurance !
We have enjoyed working with Spot Insurance. They make the application process easy to apply and understand. They quickly assess claims and refund their percentage of reimbursement. We have been very pleased!
Insurer: Spot
By: Bonnie West