Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


Verified November 12, 2025

Personal touches make a difference

The claim submissions process is so easy and seamless. Trupanion is always very responsive to any questions I may have. Lastly, although seemingly minor, when my last claim included the euthanasia of my pet, the automated text I received saying the claim had been reviewed started out with saying how sorry they were for the loss of my pet. Although it was still an automated text, that seemingly small detail meant a lot to me. They also automatically discontinued my policy for me without me having to reach out and explain why, and they sent an email letting me know that also expressed their sympathies. The personal touches were much appreciated during a difficult time.

Insurer: Trupanion

By: Melinda

Verified November 12, 2025

Melody was very helpful in selecting…

Melody was very helpful in selecting coverage for my dog Sophie. She was great!

Insurer: Nationwide

By: Angela

Verified November 12, 2025

Fetch coming clutch

I have had Fetch pet insurance for a few years now and never really needed to use it until recently. My poor baby has been going through some stuff recently and Fetch has been a life saver with the reimbursements. Much more than I expected!!!! Which is great. My dog still has some more important appointments coming up but I know that Fetch will be there and it really helps, especially now with struggling with other payments and rising costs.

Insurer: Fetch

By: Jasmin Pacheco

Verified November 12, 2025

My reimbursement was quick

My reimbursement was quick and deposited right into my account. Filing was very easy. I am very happy with my choice for this pet insurance.

Insurer: Fetch

By: catherine

November 12, 2025

just followed directions they were…

just followed directions they were plain and clear

Insurer: Embrace

By: Nancy Miller-Snoblen

Verified November 12, 2025

Pets are expensive, Fetch is not

My dog has needed medical care far mire than i expected; nonetheless, I paid the vet, I submitted a claim to Fetch and Fetch reimbursed me promptly. Thank you! From Tulip’s grandma

Insurer: Fetch

By: Tulip’s grandma

Verified November 12, 2025

Very easy to enroll and have great…

Very easy to enroll and have great explanations of all coverages.

Insurer: MetLife

By: Marixa Gonzalez

Verified November 12, 2025

The timeliness of the claim and professionalism

The timeliness of the claim and professionalism with contacting other parties when needed

Insurer: Fetch

By: William

Verified November 12, 2025

I paid the max food this insurance and…

I paid the max amount for figo insurance and they make every excuse not to pay back. If it’s illness, they say it’s for wellness visit. If it’s wellness, they say it’s illness visit and don’t cover it. They will go along everything. I spent thousands for my cats and have only received like 30% back when I paid for 100% reimbursement but they say that certain things aren’t covered. It’s really frustrating.

Insurer: Figo

By: Rosaliaaa

Verified November 12, 2025

Dog health issues - insurance coverage

My dog had a significant health issue which would have made treatment cost prohibitive. Thank you Healthy paws for allowing me to spend more time with my beloved boy.

Insurer: Healthy Paws

By: Christie S

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