Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


April 01, 2026

Claims filed with ease.

All claims from minor to substantial have been filed with ease. Communication on claim status and EOB, are timely and efficient.

Insurer: Pets Best

By: Donald

Useful
April 01, 2026

Claims made easy

Claim submission is simple and easy to do. Reviews don't take too long to process. I'm happy with being able to do direct deposit for repayment rather than having to wait for a check.

Insurer: MetLife

By: Dtrunk

April 01, 2026

Healthy Paws is one of the best pet…

Healthy Paws is one of the best pet insurance company you can get! Their claims and payments are fast. They have a real person on their customer service support phone if needed. You cannot go wrong if you choose them!

Insurer: Healthy Paws

By: Pam Sestak

April 01, 2026

The claims are processed quickly

The claims are processed quickly. I do not like the fact that it is so expensive.

Insurer: MetLife

By: Tina Stone

April 01, 2026

Absolutely amazed with this insurance…

Absolutely amazed with this insurance so far. Easy to submit a claim but the online vet services are a life saver for after hours questions, concerns.

Insurer: Nationwide

By: Nicki Clausen

April 01, 2026

Sick visit

I uploaded my claim the same day as our vet appointment. About two weeks and I received notice that they were getting more information from my Vet. I was fully reimbursed for my claim about 4 to 5 weeks after my submission.

Insurer: Pets Best

By: Alissa

Useful
April 01, 2026

Rates have increased exponentially

Rates have increased exponentially. They have also unilaterally reduced coverage in a misguided attempt to keep some policyholders from jumping ship due to the super high rates. They lure you in with low rates when your pet is young and then increase them beyond affordability once you are unable to get coverage elsewhere due to your pets age or pre-existing conditions. Also, beware that the exam fees for the vet are NOT covered, even for an illness or injury. You are better off putting the money into a dedicated account for care for your pet if you ever need it. At age 7, my dog's premiums are right at $100 per month. I have paid premiums for 7 years with $0 in paid claims. Pure waste of money.

Insurer: Healthy Paws

By: Eminem

April 01, 2026

Pumpkin makes the claim submission…

Pumpkin makes the claim submission process easy. Their claim review is quick and payments are also issued quickly.

Insurer: Pumpkin

By: Becky E

April 01, 2026

Cheaper and covers more

This is a cheaper rate and covers more than ASPCA pet insurance.

Insurer: MetLife

By: JOANN

March 31, 2026

Our 12 year old yorkie mix was…

Our 12 year old yorkie mix was extremely sick. He had pancreatitis, an enlarged heart and was in kidney failure. We took him to Blue Pearl in Overland Park, KS. They were amazing. They had to do lab work, ultrasounds, IV fluid and much more while he stayed three days in the hospital. Trupanion not only worked directly with the hospital but gave us peace of mind that his treatment would be covered. Out of a 10k bill, we only paid $1100. Without Trupanion we would not have been able to pay for the care Charlie much needed.

Insurer: Trupanion

By: Bill

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