Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


Verified November 21, 2025

Highly Recommend this 5 Star Company

Healthy Paws addresses claims quickly and adjudicates them promptly. I have recommended Healthy Paws to all my family and pet rescue friends. I cannot say enough positive about my experiences with this company and highly recommend them for anyone's pet insurance needs.

Insurer: Healthy Paws

By: Julie Antunes

Verified November 21, 2025

The Sales Rep Rebeca

The Sales Rep Rebeca! She was very very helpful with my 7 Furbabies. She broke it down, even gave me suggestions. She was wonderfull and I went with Prudent because she helped me through it. I check out 4 other plans and I had to go on line and figure it out for myself. She was right there helping me. I am with SPOT and I was looking for a greater amount for my cat.

Insurer: Prudent Pet

By: Anton S

Verified November 21, 2025

It was easy to file a claim and…

It was easy to file a claim and reimbursement was prompt

Insurer: Spot

By: Mary

Verified November 21, 2025

I have 100% confidence with Pumpkin for my pets!

Wonderful experience with having Pumpkin for my cats! My emotional support cat had to have major surgery, so I was already stressed out of my mind and Pumpkin made it so easy that I didn't have to stress about the bill. The percentage of coverage was exactly as they said it would be, no questions asked, which is nice knowing that there's a human on the other side of the email and phone numbers. HIGHLY recommend getting your fur baby covered! You'll thank yourself.

Insurer: Pumpkin

By: Natalie G.

Verified November 21, 2025

Healthy Paws was amazing

Healthy Paws was amazing. Our French Bulldog Mia out of nowhere developed glaucoma. Tried desperately to save vision and it was not in the books. Recently had eyes removed. Healthy Paws was excellent on responding quickly and paying. Don’t know what we would have done without them

Insurer: Healthy Paws

By: Eugenia Buzanowski

Verified November 21, 2025

They are great at processing the claim.

They are great at processing the claim.

Insurer: Spot

By: Olga Morales

Verified November 21, 2025

Handled our claim with thoughtfulness as well as efficiency.

We recently had to say goodbye to our faithful dog Nelson after several visits to the vet. Embrace handled our claim almost immediately. They sent a thoughtful message with condolences and were very help during this difficult time. They also took the time to remove Nelson from our account so I did not have to worry about getting that done, and applied a credit for the remaining days of his coverage to our account for our other dogs.

Insurer: Embrace

By: Sarah Walker

Verified November 21, 2025

Very happy!

I’ve placed 2 claims in the year that I’ve had coverage. They were handled promptly, professionally and efficiently. Thank you!

Insurer: MetLife

By: Kathy

Verified November 21, 2025

Great benefits at a great price

Easy to play around with options and find the best quote. Great wellness coverage that doesn’t break the bank

Insurer: Nationwide

By: Kimberly

Verified November 21, 2025

Very easy to submit a claim

Very easy to submit a claim. And they are processed very quickly. My dog was very sick and it took some time to get her back to normal. Very happy with my insurance.

Insurer: Fetch

By: Becky

Compare top pet insurance providers plans.