Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified February 24, 2026

I highly recommend Spot Pet Insurance

I highly recommend Spot Pet Insurance. They have been absolutely easy to work with during my claim process. I had a couple questions and called and the lady was so empathetic and helped me quickly. Once I put my claim in it took less than a week to get it completed.

Insurer: Spot

By: Carrie

Verified February 24, 2026

Very good company

Very good company, quick in responding and/or payment

Insurer: Nationwide

By: alison

Verified February 24, 2026

This was the easiest Insurance to file…

This was the easiest Insurance to file and get reimbursed from that I have ever dealt with.

Insurer: MetLife

By: Eileen Spainhoward

Verified February 24, 2026

Quick reimbursment

It was easy to download the needed documents and email them. We received reimbursement quickly after submitting our claims. Thank you.

Insurer: MetLife

By: K Holden

Verified February 24, 2026

Pumpkin makes the claim process so easy!

Pumpkin makes the claim process so easy!

Insurer: Pumpkin

By: Kyra

Verified February 24, 2026

Reasonably Priced

Straightforward coverages, very helpful Customer Service, reasonably priced

Insurer: Prudent Pet

By: Nancy Kearse

Verified February 24, 2026

Easy to easy to work with

Easy to file a claim and pretty quick to get approved

Insurer: MetLife

By: customer

February 24, 2026

New Injury Denied as Pre Existing

Started our policy over 2 years ago for our dog who had knee surgery done on her back L knee while back right knee was fine with no injuries. A week ago she needed knee surgery on the good knee but since she had one on the other 2+ years ago they said that it is bilateral and therefor also not covered even tho she tore that knee 2 months ago well into our policy that we’ve been paying monthly for. They did approve the x-ray when she tore her knee and the meds but the surgery to fix the knee they declined that bill. Customer service just repeated the same scripted info and were of no help to explain how this makes sense. Cancelling the policy because of this. Very scam feeling with this with what they approve and deny. Approve the small but find ways to decline the big bills

Insurer: ASPCA

By: John Johnson

February 23, 2026

I always hope that I never have to use…

I always hope that I never have to use it but I'm absolutely elated that I have this coverage for my dog Ruby Rhod. My dobermans have always been a large part of my life as I am every part of theirs. Over the years my dobermans have delt with cancer, cardiomyopathy, diabetes basically every thing that can happen to dogs when they reach their elderly ages and we have always made it a point to make sure that they have the coverage that they needed so we are able to give them the care they deserve. I have had other coverages and Pets Best is by far the best one out here. Thanks for helping keep my furry family together.

Insurer: Pets Best

By: Melissa S

Verified February 23, 2026

I have been so thankful that I have…

I have been so thankful that I have Spot pet insurance! Although you never wish to need it, they have been so easy to work with & quick to process claims. I definitely recommend them! Thank you!

Insurer: Spot

By: Jacqueline

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