Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified February 23, 2026

Professional

They are so professional and thoughtful. Very quick to handle a claim.

Insurer: MetLife

By: Bill Warren

Verified February 23, 2026

Disingenuous messaging about coverage

Disingenuous messaging about coverage starting immediately, then after payment it turns out covered starts after a few weeks. I need to cancel this coverage

Insurer: Nationwide

By: Customer

Verified February 23, 2026

Everything

Everything. Filing a claim is easy, very fast reimbursements. Customer service people are friendly and knowledgeable!! So glad We Switched to this company

Insurer: MetLife

By: Andrea Bowser

Verified February 23, 2026

Claims

Anytime I have submitted a claim, MetLife reviewed and processed the claims expeditiously and reimbursement was received promptly! Thank you!

Insurer: MetLife

By: customer

Verified February 23, 2026

NOTHING IN THIS WORLD IS PERFECT

Nothing in this world is perfect. We have faith in MetLife and it's coverages. MetLife pet insurance is one of the best, if not THE best, health insurance policy available. They are very good at paying claims in a reasonable time frame.

Insurer: MetLife

By: RITA

Verified February 23, 2026

Very easy to submit claim.

Very easy to submit claim.

Insurer: MetLife

By: customer

Verified February 23, 2026

Outstanding Customer experience

Submitting claims were flawless, the app and website is easy to use and clear on direction. Also when I called to talk to a live representative, the feedback was first towards caring about my pets condition and the rep was able to address my concerns without hesitation. I am amazed at the Quick responses with claim processing. Impressive!

Insurer: Trupanion

By: Yvonne Hunter

Verified February 23, 2026

Great service multiple times

We have had to use Trupanion for two different dogs (and scenarios) and in both cases found them very easy and efficient to work with. We are getting approvals within 12 hours and reimbursements within 48. I cannot imagine how they could work any better. Highly recommended.

Insurer: Trupanion

By: Alex

Verified February 23, 2026

Well check

They stayed in contact constantly, and they paid out quickly.

Insurer: Fetch

By: Lura

Verified February 23, 2026

Trupanion Was A Life Saver

For eight years I had been paying premiums, at times, joking that it was really a donation because our Ginger was so healthy. In an instant, all that changed as she was confronted with constant nauseousness, loss of appetite and lethargy. Ultimately this mysterious and sudden illnes led us to: a 3am trip to an Emergency Vet Clinic, a follow up with or Vet, another unplanned trip to our Vet followed by a trip to the local Animal Hospital with a skilled surgical team. We are retired and living on a fixed income. We would not have wanted to make a life or death decision based on income constraints but that would have been our reality if not for Trupanion. Our Ginger got the surgery required to remove her gallbaldder and a cluster of stones that were causing her illness and threatening her life. She is now back at home with us recovering. Trupanion and Fetch Animal Hospital saved her life. We aren't out of the woods yet but none of this would have been possible without the funds from our Trupanion policy.

Insurer: Trupanion

By: K. Himes

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