Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


December 05, 2025

Very poor claims process

Very poor claims process. They reject claims for no reason and provide poor customer service when you call. Do not recommend

Insurer: Healthy Paws

By: LEONARD

Verified December 05, 2025

Excellent customer service

The customer service I received from Brandi was excellent. She answered all the questions I had. The price of the two policies for the deductible, amount of the policy and reimbursement rate I chose was very reasonable. I had a concern as if your pet is ill, you have 48 hours to get in to a vet or the claim could be denied. My vet is booked sometimes a week out but Brandi advised me I could go to another clinic or an urgent care clinic and this would meet the 48 hour requirement. After purchasing the policy you get notified several times to add your pet's previous vet records. I didn't know this was required when I bought the policies so it took a bit to get the records from the vet. Prudent's on line app is very easy to use which is a plus. I haven't filed a claim as I just bought the policies but I'm hoping filing a claim is as easy as purchasing the policies.

Insurer: Prudent Pet

By: Sheri S

Verified December 05, 2025

Very easy to submit the claim for my…

Very easy to submit the claim for my sick fuzzy son. Met Life quickly processed & sent a check!!

Insurer: MetLife

By: customer

Verified December 05, 2025

Great coverage

Great coverage. Easy to use app.

Insurer: MetLife

By: CB

Verified December 05, 2025

Quick, efficient and transparent

MetLife is quick and efficient processing my claims. They are transparent and I appreciate the ease of their online/mobile platforms!

Insurer: MetLife

By: customer M

Verified December 05, 2025

Metlife always provide excellent care…

Metlife always provide excellent care and quick turnaround with claims. Metlife is upfront with any changes to their policies.

Insurer: MetLife

By: Kim Atkins Parker

Verified December 05, 2025

METLIFE BEST PET INSURANCE

Excellent customer service and reimbursed quickly. MetLife CARES!!!!!!!

Insurer: MetLife

By: Stella Alvarez

Verified December 05, 2025

Easy and everything was covered without…

Easy and everything was covered without MetLife asking for more and more paperwork

Insurer: MetLife

By: KB

Verified December 05, 2025

Having MetLife insurance is made it…

Having MetLife insurance is made it convenient to take care of my dog and her healthcare needs. The app is extremely easy to use and I appreciate the coverage.

Insurer: MetLife

By: customer

Verified December 05, 2025

Very easy to make a claim and very fast…

Very easy to make a claim and very fast response.

Insurer: MetLife

By: customer

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