Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Filing claims is extremely easy, but
Filing claims is extremely easy. At the beginning, it took FOREVER for claims to be closed. Now it is going a little quicker. They have denied items based on reading documents incorrectly causing me to have to file an appeal. I too signed up because they are associated with Costco. The one thing I can count on…..they definitely take their premiums on time!
Insurer: Figo
By: Ms. D.
My two dogs both needed dental work…
My two dogs both needed dental work which was very expensive, MetLife covered most of it. Such a relief!
Insurer: MetLife
By: Karen
Their policy: "Deny, Deny, Deny"
Every claim that I made was at first denied. I had to call Spot and fight with them each time in order to get any payment at all. And this after turning in invoices that clearly stated annual exams, vaccines, fecal tests, etc. They claimed I turned in an invoice for vitamins. I only turned in two claims while with Spot and both were denied and then paid after I called them and complained.
Insurer: Spot
By: Darci
Best pet insurance
The speed of replying to claims is outstanding.
Insurer: Pumpkin
By: Micheline
Claim was processed incorrectly and I…
Claims take a long time to approve. My most recent claim was processed incorrectly and I had to have a supervisor review which made the process even longer
Insurer: MetLife
By: customer
Love how you cover my dog Stella
Love how you cover my dog Stella. She has melanoma n Trupanion has been with her every step of over coming this cancer. Thank you
Insurer: Trupanion
By: Janet
Pet's Best
We have Pet's Best for a couple of years now. We had decided to take out the insurance on our two youngest dogs. We never had this type of insurance before , so we were initially a little skeptical. It turned out to be a good relationship. The App makes all the difference in the world. After submission of a claim, if there is an issue then they keep you in the loop as to what is going on with the claim, which is much appreciated.
Insurer: Pets Best
By: Cathy Laferriere
Affordable and efficient…
Looked at quite a few other pet insurances and this by far was the best! I had my senior pup insured within days of enrolling and the plan is not only great in coverage but affordable too.
Insurer: Nationwide
By: Dana
I signed up with Embrace over 10 years…
I signed up with Embrace over 10 years ago. I insure 2 cats and 2 dogs. More for the dogs as our cats are indoor cats. The Wellness program is great! All their shots and checkups are covered. I just had an injury claim to our 4-year mini-Poodle. They covered everything! He's coming along great. The staff was so compassionate and understanding. They truly love their job! Anna was great! As long as we have animals, we will have Embrace!!
Insurer: Embrace
By: Mike Bowerman
Pumpkin Pet Insurance Helped Us Care for Our Cat When It Mattered Most
When our cat Chico started dealing with a mysterious ear infection, it quickly became a long and stressful journey. Between multiple vet visits and appointments with a pet dermatologist, we were determined to find answers and make sure he wasn’t suffering. As a young married couple, Chico truly means the world to my husband and I and we want to do everything we can to keep him happy and healthy. Veterinary care can add up quickly, especially when you are trying to get to the bottom of something complicated. That is where Pumpkin Pet Insurance has made such a difference for us. Knowing we have support has helped take a huge financial weight off our shoulders while we focus on what really matters, getting Chico the care he needs. Pets are family and no animal deserves to suffer through a mysterious illness without help. Thanks to Pumpkin, we have been able to pursue the tests, specialists, and treatments needed to keep Chico comfortable while we search for answers, and it has given us peace of mind during a difficult time while allowing us to focus on loving and caring for our sweet boy.
Insurer: Pumpkin
By: Abbey Limon