Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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The worst pet insurance
The worst pet insurance, when they deny coverage, claiming a UTI is a pre- existing condition for my cat. He's never been sick. He got a infection and had treatment plan with great recovery. I was told to file a dispute with complete documentation, but a supervisor called back and said if in 180 days and he didn't have reoccurrence they might consider revisiting their decision. The make sure in 30 day trial, they will definitely not pay out a claim.. You think ASCAP would be the advocate for animals, but just like other insurance companies. Some many reasons to denied and not pay out a claim.. All about making money, especially if your fur baby bill is too high..
Insurer: ASPCA
By: Brandi
Happy Customer
"I have been pleased with Pets Best for my English Bulldog. Coverage has been great for unexpected issues. Highly recommend."
If I could give this company a 0 I…
If I could give this company a 0 I would. I have one of my dogs on this insurance and another with a different company. Each had their benefits so I thought I would try one each and see which one is better. Found out pretty quick. I rescued a pup and got the Fetch insurance right away. I have had him 4 months now and he is a very active sweetheart. One day he was eating and got spooked and choked in his food. The next day it appeared his back hurt. Took him to emergency vet thinking my insurance would cover it. I got denied everything because the diagnosis was back pain. It didn’t even cover the emerg appointment to get diagnosis. It took almost 2 weeks to get the denial. By then I had done a recheck to test and verify everything was ok. He was fine after 5 days of meds and had I known he wasn’t covered he would never have needed a recheck. My dog is fine now but it cost me over $1200. Everywhere I looked it said a 6 month waiting period on hip and knee, not back pain. Had I know I would have gone with the other insurance because my guy is very active. I called today and they said it is all orthopedic conditions which include muscles/tendons/ bones/ligaments. Like what’s the point of even paying for insurance. I read the small print and sure enough….it is not right to advertise just hip or knee…. Terrible company. My other insurance is way better so far. But how is this right? Now because of this I will be excluded from any back related illnesses even though xray showed nothing and my dog was hurting in the back region…… Stay away! I appealed but now I get to wait another month and the doctor didn’t give a definite diagnosis. She just said it was back spasm and if it didn’t resolve it could be IVDD. It resolved and he is doing great right now.
Insurer: Fetch Canada
By: Michelle
Simple and easy
Simple and easy, got the protection my cat needs. Thank you. System is able to take review of questions in order to pre diagnose and approve coverage! Cool feature
Insurer: Nationwide
By: customer
Finding Good Pet Insurance
Finding good pet insurance can be a challenge, but I was very happy to find out that Metropolitan, who has reliably provided me with dental insurance for several years, also offered pet insurance policies. From reputation and my own personal experience, I knew that Metropolitan was an insurer that operated with the basics of fair claims practices, affordability, coverage that you can tailor to the needs of your pet and almost best of all, Met has claims representatives that you can actually get on the phone with to get help and answers. The peace of mind of knowing that my cat can be taken care of if needed is priceless to any pet owner. I would easily recommend Metropolitan Pet Insurance to anyone looking for that.
Insurer: MetLife
By: Larry Fuchsberg
Great experience with Spot Pet…
Great experience with Spot Pet Insurance. Our senior dog required costly treatment and surgery for pneumonia and a mammary mass, and Spot processed all our claims without delay and reimbursed the agreed amounts. We greatly appreciate their reliability and excellent service!
Insurer: Spot
By: Albert Saitgareev
Everything was easy to process my claim.
Everything was easy to process my claim.
Insurer: MetLife
By: ANTHONY VELASCO
Embrace is always quick to respond to…
Embrace is always quick to respond to your claim & their representatives are always very nice & helpful on the phone.
Insurer: Embrace
By: Garth Leach
I don't know what I would have done…
I don't know what I would have done without Healthy Paws. I have 2 cats with random issues that cost thousands of dollars. Healthy Paws quickly and easily processed my claims, didn't quibble, didn't give me any issues, just sent my reimbursement. I really appreciate not having to stress out about money during an already stressful time. The latest claim was the quickest yet. I had the money in my account within days.
Insurer: Healthy Paws
By: Lauren Donner
Terrible company, does not honor their policy
I can't believe this company. Our 8 month old golden retriever puppy is showing signs of elbow and hip displasia and needs corrective surgery. Fetch is denying our claims because he's showing signs in the first 6 months of his life, how that is relavent is unknown to me. I understand insurance and know that the surgery will be expensive but that's why we bought their highest level just to be sure we're covered. We're not at all. No where in the contract we signed does it mention this and they are absolutely denying any wrong doing. Meanwhile our little baby suffers because of their greed. Stay far away from them, our poor little Rollo is doomed because of them.
Insurer: Fetch Canada
By: Mike Holder