Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 12, 2026

Easy to navigate

Easy to navigate. Clear list of what is, and is not, covered. Able to choose from one of three payment options.

Insurer: MetLife

By: Amy R

Verified March 12, 2026

Easy process and timely payment

It was quick and easy to submit the claim and claim processing and payment were timely without issues.

Insurer: MetLife

By: ANNE

Verified March 12, 2026

Received payment fast.

Received payment fast.

Insurer: MetLife

By: customer

Verified March 12, 2026

MetLife has always been so reliable and…

MetLife has always been so reliable and has made the process so easy! I can always count on them.

Insurer: MetLife

By: Lexi

March 12, 2026

It is terrible to try to speak to a rep…

It is terrible to try to speak to a rep when you want to ask a question that isn't covered on your site. The chat is never open and then when you call you are given a 20-to-30-minute wait time...On the good side is they do pay fairly, they don't try to cut corners to save money. And you do get reimbursed the amounts due to you. Also pay out is pretty prompt.

Insurer: Pets Best

By: Michael John Maciejack

Verified March 12, 2026

Quick to review and pay bill.

Quick to review and pay bill.

Insurer: MetLife

By: Linda McCarty

Verified March 12, 2026

Very disappointed in metlife insurance…

Very disappointed in metlife insurance and pricing, i called before the renewal see I could up $1,000 and they stated if you up it to toal $3,000 it will be capped at $2,000 and whatever you submit only be payout $2,000 anything exceed for eye you have to payout of pocket im absurb and piss what of company does that and deductible has to be meet differnt each one. Before quoted me 3 dog and $10,000 and deductible $250.00 didn't mention cap or anything

Insurer: MetLife

By: Jennifer Ta

Verified March 12, 2026

Great insurance app

Processed the claims pretty fast and once they were approved got my refund within 2 days. Everything’s done in the app, very easy.

Insurer: Fetch

By: Anastasia

Verified March 12, 2026

Phone support and Claim Reivew

Phone support and Claim Reivew were excellent. Rep took extra time to review my claim in depth and was not dismissive of my inquiry. Told me exact next steps and was I was successfully able to proceed with my claim.

Insurer: MetLife

By: customer

Verified March 12, 2026

MetLife Pet is Honest, Efficent and super easy to use.

MetLife Pet was very helpful when I applied for insurance for my Morkie. I purchased the plan that was right for me and have been so thankful and happy I did! The claim process is actually the easiest of any type of insurance I’ve had! MetLife Pet has been true to their ads, words and plan. They are quick to respond and claims are usually paid in about 4 days from my submission date, if not 3 days. I recommend them to any pet parent considering insurance or concerned about vet costs when owning a pet.

Insurer: MetLife

By: Terri McHenry

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