Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,366 total


Verified May 30, 2023

Thorough, fast, good communication

Easy to make claim. Good communication about process. Helpful chat agent too.

Insurer: Trupanion

By: Lynette

Useful
Verified May 30, 2023

Great coverage and quick reimbursements

Great coverage and quick reimbursements

Insurer: Trupanion

By: Michelle

Useful
Verified May 30, 2023

Best Pet Insurance

I send in the forms, they review the claim in a timely manner and send a check. The best pet insurance there is.

Insurer: Trupanion

By: Donna

Useful
Verified May 30, 2023

You get what you pay for!

My vet is now able to process my claim as I check out. I receive a text almost instantly from Trupanion, stating they are reviewing my claim. They then reply again, very promptly, with what they will cover and I pay the difference to my vet. So easy, I love it. Highly recommend! Only caveat is the cost….. but it’s so true when you say you get what you pay for!

Insurer: Trupanion

By: Lynn

Useful
Verified May 30, 2023

Had some invoice processing issues

The first time I submitted my invoices on the website, I got the initial emails saying they were received. But weeks went by and nothing happened (and I didn’t contact customer support sooner due to message at top of web site indicated system upgrade was slowing claims). When I did call, agent had no record of the invoices and suggested that app was more reliable for invoice submission, noting I should have received a follow up email a couple of days after the initial email. When I resubmitted them, they were process quickly and indicated they were paid, but no money was deposited into my bank account. So I followed up with customer support again and I was told they attempted to send funds to me but my bank had no record of the account number ( I accidentally transposed the last two digits). I’m told a check was sent instead. My frustration comes from the lack of communication about the bank issue. If I hadn’t followed up with customer support, I would not have known there was a check sent to me. I could’ve corrected my account number if I received an email notifying me about the problem with the bank account and now, after waiting well over a month from my initial submission, I have to pray the check isn’t stolen and washed in my local post office because there is someone rogue working there. I’m only giving a high rating on the claim because customer support when contacted was always helpful,and because I know how fast claims are processed when paid directly to one’s vet ( which in this case wasn’t an option).

Insurer: Trupanion

By: Elissa

Useful
Verified May 30, 2023

They have been a very good insurance company for both of our Jack Russells .

They have been a very good insurance company for both of our Jack Russells . They are quite prompt with payment and seem to be very caring about our animals when they have had health problems.

Insurer: Trupanion

By: Susan

Useful
Verified May 30, 2023

Great Pet Insurance Company

Very easy to submit claims and quick turnaround on approval.

Insurer: Trupanion

By: William

Useful
May 29, 2023

Excellent insurance for pets

I’ve been with PetPlusUs for not dogs for over 8 years. Many claims. Excellent coverage- faithful to the agreement. No questions asked, all claims covered.

Insurer: Pets Plus Us

By: Virginia

Useful
May 29, 2023

Pet insurance

I was interested in a catastrophic pet insurance policy. I can handle the yearly planned stuff but not an auto wreck with my three border collies. so I wanted to cover a big ticket items and am ok with high deductible and cover all my dogs. They had the best policy for multiple dog with higher deductible but went up to cover everything if something occurred and involved multiple dogs. Hopefully I will never need it but I wanted to make sure I would never have to choose euthanasia because the cost to treat was too high.

Insurer: MetLife

By: Deb

Useful
May 29, 2023

Insurance worthless if problems are found to be congenital

If the problems your pet is presenting with are found out to be from congenital issues you can kiss the several thousand goodbye that you just spent to find that out. But even worse than that, if you have an insurance company that is unresponsive after the claim is denied, runs when you want to discuss it and doesn't respond to requests to be heard, then you must have Pets Best. Be smart and avoid them; go with another company. Your pet and you deserve a more effective partner in your pet's health.

Insurer: Pets Best

By: James

Useful

Compare top pet insurance providers plans.